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Learning to walk before I run
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🤯Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
- £16.37 OPed
- Couple of quid shifted to my personal savings (now 97/3 equities to cash)
- Ordered a few stocking presents (books) that were on deep discounts at big river from authors the girls enjoy.
Thinking about taking DD2 to watch an awful Christmas film at the cinema this morning. No particular interest from me, trying to come up with a way to let Mrs E relax for a couple of hours as she's taking the girls to a (also unseasonably early) local Christmas market this afternoon so I can watch rugby.5 -
Congrats on the new job EdMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,350/£5,0004 -
Is there a non-awful, non-Christmas film that she might enjoy instead? It might be dangerous getting her too Christmassed-up too early, she may have exploded with anticipation by the time the big day actually arrives!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Personally, I love a tear off page-a-day pad of the remaining work days, discreetly stuck to the inside of a cupboard door, (with several being removed each time you are in the office, assuming still WFH). I recall the team along from me had an "Anne of a thousand days" countdown in a cupboard; counting down to retirement. It made me smile as with each day, another page was removed, ceremonially, accompanied by two team colleagues doing a hand trumpet, tadatada!Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
@South_coast - unfortunately not! DD2 is not quite ready for the cinema but will behave herself for a limited period of time (an hour). In terms of anticipation, she's going on about her birthday already, it hasn't even been six months since her last birthday!
Anyway, £9.20 after cashback deducted and I can get a bad "proper" coffee at the cinema. I am sure that Mrs E considers that a good use of money 
@Suffolk_lass - I will probably just "do the rounds" on my office days, making small talk and generally disappearing for increasingly elaborate lunches. It helps that my second last day is the team Christmas lunch. I'm also planning on taking the day after as flexi-leave (haven't told my boss this yet)! Oddly enough, I'll be doing more office days in my new job, but I'm ok with it as there will actually be important work to do.9 -
I think that's the Spanish bank offer completed - 30x £1 payments into my T212 S&S ISA!
I will leave it there, currently got a little over £1,900 invested
Also chased a C@h00t offer through TCB, had tracked at £0 instead of £25.
Won't be planning any financial cashback chasing in the near future, finding myself quite frustrated with the admin and chasing required.Going to watch the rugby this afternoon. It's £30 for a one month pass to relevant streaming platform, will do a 1-hour AI survey beforehand to pay for half of this.*Edit: Woohoo - the AI study fell over and I was paid $20 for 28 minutes!6 -
Excellent ed! 😂😂
I've not done any Prolific for a couple of weeks. Last time I looked there were no AI studies, wondered if that was the end of the boom but clearly not. Will get back on the case!
We've done the Spanish bank offer too, not made any payments yet but it's good to know you can do transfers to savings instead of actually buying stuff. I'll check T&Cs and forums to see what we might have that will do.4 -
We lost the rugby but what a game! Came very very close. I am absolutely consoled by the fact that a chilly DD2 has come home and is stuck in the crook of my arm like a limpet.
Fish and chips for dinner 🤤6
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