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Learning to walk before I run
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So, that's August basically gone!
Mrs E and I have both had our pocket money until the end of the year, plus we both took an extra £200 (clothing for Mrs E, savings and wise investments for me)
Nearly £500 paid into my S&S ISA dividend pie, which now features 40 stocks so as to reduce the impact of stock specific risk further. The last few days have not been a great time to be an investor, but I'm now up to nearly £1,500 invested. No plans to add significantly until next year, but will top up falls.
FIT submissions open on Monday, expecting c. £200 for the last quarter.
Bought my annual Christmas themed Yankee Candle on subscribe and save from big river
Happy weekend all!8 -
There's £10 extra cashback for an £80 Morrisons spend on TCB today. Thought I'd mention it for anyone who gets home delivery? I'll be availing myself for next week
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£12.16 OPed, £10 added to Home Maintenance budget.
NW up for a mere £2,500 for the month, that's pretty bad for us, hopefully some significant expenses (booking an October break and Sep-Dec pocket money for both of us) have skewed that figure. Lower expenses in September hoped for and Mrs E's bonus will be received 6 -
It's actually better than I thought - it's £20 for £80 spendedinburgher said:There's £10 extra cashback for an £80 Morrisons spend on TCB today. Thought I'd mention it for anyone who gets home delivery? I'll be availing myself for next week 6 -
I'm hoping to avoid all except one food shops in September - I need some vegetables for the lunch I am cooking next week, so I will get eggs and dairy then. Everything else is either in stores or not needed due to holiday, not that I am counting the days!Save £12k in 2026 #2 I have banked £865.15 in January against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £138.39 for January and a bigger target of £300 for February, with lots to stock up on
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here7 -
Ladies and gentlemen, you are in the presence of a lottery winner!
I will spend the £30 well 13 -
Whoop! 🎊🎉🥳😊😉👏edinburgher said:Ladies and gentlemen, you are in the presence of a lottery winner!
I will spend the £30 well
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 18 books of target 52 in 2026 as @ 21st February.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Haha - seems someone forgot to tackle on six zeros at the end!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)4
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Woohoo! I also won but only £2.40 on FridaySave £12k in 2026 #2 I have banked £865.15 in January against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £138.39 for January and a bigger target of £300 for February, with lots to stock up on
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
4
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