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Learning to walk before I run
Comments
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Don’t get too carried away!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Two ice creams for the girls, a cake for Mrs E, a coffee for me, money for four lottery tickets replaced and a tenner for my S&S ISA. That was a mini adventurebeanielou said:Don’t get too carried away!
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Don't let that lottery win change you Ed!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Last of the big spenders! Congrats on the win 😉😃edinburgher said:
Two ice creams for the girls, a cake for Mrs E, a coffee for me, money for four lottery tickets replaced and a tenner for my S&S ISA. That was a mini adventurebeanielou said:Don’t get too carried away!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Folks!Get ye to TCB - £5 cashback on a £20 voucher purchase via TopGiftCards
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really appreciate you sharing these, I never seem to see the emails in time otherwise. I shall channel your virement approach and channel my cashback pennies towards buying my next premium bond (I only ever buy them with free money from cashback/surveys etc. I think of it as a lottery ticket where I get to keep my original stake).edinburgher said:Folks!Get ye to TCB - £5 cashback on a £20 voucher purchase via TopGiftCardsknow thyselfNid wy'n gofyn bywyd moethus...7 -
You are very welcome PD, I never get the emails, either. I managed to get Mrs E to buy a voucher, too, so we have £40 of anniversary takeaway to look forward to and it cost £28.40. Cashback was paid into the Home Maintenance budget line.
A bit of a pants day. Bosses were all off, so I slacked off a bit. Did lots of Prolific instead but sickened myself of it (£30 or so). Had plenty of work to do but couldn't drag the horse (myself) to water. Got 4-5 easy bits of work either out the door or moved on.
I think it's just frustration and a reminder that I'm not happy where I am. No progress on potential new job yet, things take time in my place of work. I'm looking elsewhere, too, but not much out there of interest. I'm trying to earn more but there's no real focus to it. There's not enough overtime in the world to quit the workforce in the next decade!
Oddly enough, I found it easy enough to do an hour of overtime focused on one task that's a bit less intellectually taxing. Well, intellectually taxing in a more easy to focus way.
FIT payment of £215 is winging its way to me
S&S ISA topped up by another fiver, UK plc is getting a bit of a kicking but I'm long my fellow Brits
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