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Learning to walk before I run
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I thought modern boilers are supposed to have a lifespan of around 10-15 years? I'm assuming that you must be out of warranty to be considering a replacement.
We have a Vaillant on recommendation of our plumber. 10 year warranty so long as it is registered and serviced annually. £2300 supplied and fitted in Dec 2020. *Touch wood* it has been trouble free so farknow thyselfNid wy'n gofyn bywyd moethus...4 -
@pavlovs_dog - yes and yes to your questions and ours is also a Vaillant!4
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I don't have a better suggestion than putting the cost of a replacement on a 0% CC. I do have some advice from our heating engineer who (now) looks after our (oil) boiler.
- He advises that my attempts at frugality by using only hot water for most of the year, causes parts to seize up; specifically and repeatedly the heating pump and some fan part related to this. I am told that summer or winter, I should trigger the heating once a month.
- I also have to check the pressure level once a week or so to ensure it stays over 1 but ideally under 1.5. Under 1, there are two valves I open to re-pressurise the boiler, over 1.5 (usually over 2), I go to the radiator outside the downstairs loo (the lowest valve) and using a radiator key, a jug and a cloth or three (one to direct, one to mop, one underneath the jug) I depressurise the system by releasing the radiator valve
- Our expansion vessel perishes every 5 years (maximum)
- Our boiler has suffered mystery electrical issues over several years since an engineer attempted to replace the expansion vessel without first depressurising the system (exploding very hot water over himself and the exposed electrical panel of controls, the inside of the cupboard and the floor. It was a Friday afternoon and he was obviously trying to get it done more quickly to get away but he caused (probably, but not able to prove it) over £1500 of damage when subsequent parts and labour are combined. I no longer use that company, I use a private, nearing retirement, oil engineer, and between us, we nurse it forward.
Thinking of you all xSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
No advice other than the 0% CC but total understanding. Suffolk Lass has some very good points. My underfloor heating has seized up again because it has not run in ages. It burns through LPG Gas as though the stuff is pennies not pounds so I stopped using it. Plus the control system is beyond me.
I'm wondering what to do as I cant really face a winter of just the wood burning stove again and am thinking I need a heating engineer to explain options. Possibly a bit late as I've undertaken major renovations but hey ho.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Have you tried Vaillant direct to see if they can fix it? They have their own engineers, who might have a better idea of what can be doneMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Might be a daft suggestion but are there reconditioned heat exchangers for your boiler on eBay or some such?
We accidentally came across an older guy who really knew his way around our boiler - he managed to track down the after market parts when others couldn’t, because he really knew the details sof the parts. Might be worth asking around neighbours and friends?
If the repair is £900 rather than £3K for a new boiler, I would go repair.Sorry to hear it’s bringing so much stress down on you. DD2 will forgive and forget I’m sure.Hugs,
KK xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Keep ploddingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
@South_coast - current firm of boiler engineers contacted Vaillant twice during their attempts to resolve the issue. Vaillant offer a fixed price repair but it specifically excludes the heat exchanger.
@KajiKita - Last engineer out to visit (20+ years' experience) said he'd never seen a heat exchanger fail on a Vaillant boiler in this way, neither had his boss, neither had Vaillant (apparently). As such, there's no guarantee that replacing this part will definitely resolve the issue. Minimum spend on repairs if we don't get anything back via credit card company will have been £1,450, that's unacceptably high on a product that cost £2,340 (over 60% of the cost). Silly comparison but I wouldn't pay £3,000 to fix our cheap car. Add in the cost of the servicing over the last 8 years and we'd have paid for a new boiler.@beanielou - Think I'll be plodding into an asylum at this rate!6 -
Sorry re the added stress and decisions re the boiler - do you have any time to try to save up for some of it by doing an extra online job for a few weeks
if it’s an emergency replacement I would just accept it - do your research, cashback as I know you will plus see if there are any competitions on purchasing a new boiler and then pop it on the 0 cc … maybe do a fun little chart or excel and do extra surveys or what you can to pay it off as a game asap - I think gameifying it makes it a visible obstacle to win over and feel some control - so any pennies you find in the coach, maybe slight cut in grocery spend for a few months etcDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest7 -
edinburgher said:@KajiKita - Last engineer out to visit (20+ years' experience) said he'd never seen a heat exchanger fail on a Vaillant boiler in this way, neither had his boss, neither had Vaillant (apparently). As such, there's no guarantee that replacing this part will definitely resolve the issue. Minimum spend on repairs if we don't get anything back via credit card company will have been £1,450, that's unacceptably high on a product that cost £2,340 (over 60% of the cost). Silly comparison but I wouldn't pay £3,000 to fix our cheap car. Add in the cost of the servicing over the last 8 years and we'd have paid for a new boiler.
LWAP has come up with some interesting suggestions.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6
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