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Splendid September's NSD Challenge!
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Horribly spendy this month so far… ran out of butter today (needed to make some fairy cakes and a crumble for guests tomorrow), tomorrow we had planned a takeaway (first one for about 3 years!) and Monday is food shopping day 😬. Will be playing catch up after that!2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 338🥉🥈🥇💎🏆
Big kitchen declutter challenge 112/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
NSD 2/15
Been dying to claim it all day but left it until now to be sure!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2602 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Abigail- 1/10
BadBookkeeper 2/15
Balancinglife 2/12
beanielou 3/15
browneyed_girl 2/12
cathybird 3/15
Couldsavemore 15
CRANKY40
GeorgianaCavendish 3/12
Honeysucklelou2 10
jammy dodger 3/18
kitty43 15
milann 3/15
Money Choices 2/18
QueenJess 1/15
scotmumof3 2/15
short bird 1/17
Sun Addict 1/12
welshspendthrift 1/15
WinterWarrior 3/15
Newcomers welcome
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Well done Money Choices, jammy dodger, beanie and BadBookkeeper
Another one for me
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Loads of month left, QueenJessQueenJess said:Horribly spendy this month so far… ran out of butter today (needed to make some fairy cakes and a crumble for guests tomorrow), tomorrow we had planned a takeaway (first one for about 3 years!) and Monday is food shopping day 😬. Will be playing catch up after that! Fairy cakes and crumble sound yum! 1 -
Oh I was bad yesterday ☹️. Calling early for today, I need nothing and have no weekly budget left!Have a great Sunday 🌸Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Morning all.
It’s been a very spendy few days. School has changed the way pe happens, so new trainers have had to be bought to be left at school.I also bought kids some new tracksuit as I know how fast they sell out in Morrison.
going for a NSD today, will let you know how I get on
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3/15 so far for me 😁January spends - £587.581
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NSD #2 yesterday and calling early for NSD #3 today 2
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After a spendy few days leading up to DD1’s birthday weekend, finally had first NSD of the month yesterday!!
I’m also calling a NSD today as I’m confident I’m not going to spend anything shut inside with the kids whilst DH is at work for the rest of the day.
2 NSDs down, 10 to go!!
Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £40,597.02 (09.08.25)Mortgage start Dec 2024 £247,069.59 - now £243,571.35Mortgage overpayment total = £300Emergency fund £1000/£120002
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