Splendid September's NSD Challenge!
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Horribly spendy this month so far… ran out of butter today (needed to make some fairy cakes and a crumble for guests tomorrow), tomorrow we had planned a takeaway (first one for about 3 years!) and Monday is food shopping day 😬. Will be playing catch up after that!2024 decluttering: 6,935 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
April mini kitchen declutter challenge: 38/50
2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0001 -
NSD 2/15
Been dying to claim it all day but left it until now to be sure!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £1400 DFD 31/7/24 5 months to go…. 16 weeks2 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
September targets
Abigail- 1/10 BadBookkeeper 2/15 Balancinglife 2/12 beanielou 3/15 browneyed_girl 2/12 cathybird 3/15 Couldsavemore 15 CRANKY40 GeorgianaCavendish 3/12 Honeysucklelou2 10 jammy dodger 3/18 kitty43 15 milann 3/15 Money Choices 2/18 QueenJess 1/15 scotmumof3 2/15 short bird 1/17 Sun Addict 1/12 welshspendthrift 1/15 WinterWarrior 3/15
Newcomers welcome
In April I am taking a break from buying: Books
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Well done Money Choices, jammy dodger, beanie and BadBookkeeper Another one for meIn April I am taking a break from buying: Books
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QueenJess said:Horribly spendy this month so far… ran out of butter today (needed to make some fairy cakes and a crumble for guests tomorrow), tomorrow we had planned a takeaway (first one for about 3 years!) and Monday is food shopping day 😬. Will be playing catch up after that!In April I am taking a break from buying: Books
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Oh I was bad yesterday ☹️. Calling early for today, I need nothing and have no weekly budget left!Have a great Sunday 🌸Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
2024 challenges - (1) £8k savings challenge = £900 so far (2) 1 stone weight reduction = 1lb so far
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Morning all.
It’s been a very spendy few days. School has changed the way pe happens, so new trainers have had to be bought to be left at school.I also bought kids some new tracksuit as I know how fast they sell out in Morrison.
going for a NSD today, will let you know how I get on
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3/15 so far for me 😁January spends - £587.581
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NSD #2 yesterday and calling early for NSD #3 today2
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After a spendy few days leading up to DD1’s birthday weekend, finally had first NSD of the month yesterday!!
I’m also calling a NSD today as I’m confident I’m not going to spend anything shut inside with the kids whilst DH is at work for the rest of the day.
2 NSDs down, 10 to go!!Beware of little expenses. A small leak will sink a great ship.
Debt at highest = £62,842.59 (Dec 2018) - now £44,611.39 (Oct 2021)Emergency fund £268.63 / £1000NSD October Challenge 8/12NSD target Sept-Dec 2021 17/502
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