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Splendid September's NSD Challenge!

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  • Still 1/15

    It was a planned spend day today, met a friend for coffee and going to cinema with another friend this evening.  Both were/are slightly less than budget but keeping the spare as a buffer instead of paying towards debt just incase. 

    Our local cinema are also advertising showing the Harry Potter first film as it’s the 20 year anniversary 😮! It’s in October half term but would probably need to book tickets now which I haven’t budgeted for this month.  So may borrow from the ‘c’ pot.  Hmmm will have a think about that!  It will cost £30 for the 3 of us.
    Have a lovely weekend 🤑
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£260
  • NSD #1 today - finally off the mark! :) 
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone  :)
    Thanks cathybird for the shiny new thread  <3
    Can I be put down for 15 days this month please  o:)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have 2 NSDs to report.  :D
    So totally gonna crush it this month  :D:p;)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • Hi
    Reporting a NSD today. 
    😁

    2/12 NSDs
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    September

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    September targets
    Abigail- 1/10 image BadBookkeeper 1/15 image Balancinglife 2/12 image beanielou 2/15 image browneyed_girl 12 cathybird 2/15 image Couldsavemore 15 CRANKY40 GeorgianaCavendish 1/12 image Honeysucklelou2 10 jammy dodger 1/18 image kitty43 15 milann 1/15 image Money Choices 18 QueenJess 1/15 image scotmumof3 2/15 image short bird 1/17 image Sun Addict 1/12 image welshspendthrift 1/15 image WinterWarrior 2/15 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done WinterWarrior, GeorgianaCavendish, scotmumof3 and Balancinglife imageimageimage NSD 2 for me image
  • Hi
    I've acheived my first 2 NSDs/18. These are 3 and today 4 September.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • 2  more  to  add  for yesterday  and  today  thanks  cathybird x
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one yesterday as out with the girls.
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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