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Splendid September's NSD Challenge!
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Hi all,
NSD 1/15 today.
my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!By having NSDs, I’m hoping to really think about how much and how often I spend unnecessarily and get my debt paid off quicker.Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2605 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Great motivationBadBookkeeper said:Hi all,
NSD 1/15 today.
my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!By having NSDs, I’m hoping to really think about how much and how often I spend unnecessarily and get my debt paid off quicker.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
1/15 today 😃January spends - £587.582
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didnt manage yesterday as had an unplanned expensive trip to the vets so will really have to knuckle down this month to keep in budget so kicking off with 1/18 today2
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Hi all
Had a NSD yesterday, took lunch to work and stayed way from Amazon and eBay.I did however spend 6.99 today on a barbie film for the kids. I was a replanned treat. Do not beating myself up for it.X2 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
September targets
Abigail- 1/10
BadBookkeeper 1/15
Balancinglife 1/12
beanielou 2/15
browneyed_girl 12
cathybird 1/15
Couldsavemore 15
CRANKY40
GeorgianaCavendish 12
Honeysucklelou2 10
jammy dodger 1/18
kitty43 15
milann 1/15
Money Choices 18
QueenJess 1/15
scotmumof3
short bird 1/17
Sun Addict 1/12
welshspendthrift 1/15
WinterWarrior 2/15
Newcomers welcome
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Well done BadBookkeeper, beanie, milann, jammy dodger and Abigail-
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Calling one early for today please 🌸Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
That's such a great way to think about it! I will have to borrow thisBadBookkeeper said:Hi all,
NSD 1/15 today.
my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!By having NSDs, I’m hoping to really think about how much and how often I spend unnecessarily and get my debt paid off quicker. 3
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