my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!
By having NSDs, I’m hoping to really think about how much and how often I spend unnecessarily and get my debt paid off quicker.
Lightbulb moment - 17/08/2017 £17,033. Current CC debt £6250 DFD 1/9/24 18 months to go…. 75ish weeks!
Lou~ Debt free Wanabe No 55 DF 03/03/14. **Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park. ***Fall down seven times,stand up eight*** ~~Japanese proverb. It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***
my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!
By having NSDs, I’m hoping to really think about how much and how often I spend unnecessarily and get my debt paid off quicker.
Great motivation
Lou~ Debt free Wanabe No 55 DF 03/03/14. **Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park. ***Fall down seven times,stand up eight*** ~~Japanese proverb. It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger.***Be the difference.***
didnt manage yesterday as had an unplanned expensive trip to the vets so will really have to knuckle down this month to keep in budget so kicking off with 1/18 today
my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!
By having NSDs, I’m hoping to really think about how much and how often I spend unnecessarily and get my debt paid off quicker.
That's such a great way to think about it! I will have to borrow this
Replies
NSD 1/15 today.
my focus being that for every £9.70 extra I pay off my debt, wipes one day off my DFD. So if I can stop wasting a tenner here and there I can pay it off the debt!
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
Had a NSD yesterday, took lunch to work and stayed way from Amazon and eBay.
2021 D: 93 2020 D: 96 2022 D: 15
2021 D: 93 2020 D: 96 2022 D: 15
🌊 A smooth sea never made a skilled sailor 🌊
2023 challenges - (1) £8k savings challenge = £2k (2) 2 stone 3lb weight reduction = 12lb
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1