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Contactless limit to rise to £100.

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  • NedS
    NedS Posts: 4,575 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Great news.  I use my card for everything, would try a mobile app but I have never lost a credit card yet but have lost several mobile phones (or they have stopped working).

    ...and a card doesn't stop working when you drop it down the loo :D

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  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    sheramber said:
    Window cleaner, fish van and local baker all want cash.

    I have been paying my window cleaner by bank transfer for at least 4 years. I don't buy anything from any vans, and I know of no local shop which insists on cash. There's just one non-chain convenience store which used to charge 50p for any card payments below £5 - but this was pre-pandemic and they now have a sign up to say they prefer contactless, and there's no charge any longer for any purchase amount. 
  • SebH
    SebH Posts: 53 Forumite
    Third Anniversary 10 Posts
    edited 27 August 2021 at 9:39PM
    NedS said:
    Great news.  I use my card for everything, would try a mobile app but I have never lost a credit card yet but have lost several mobile phones (or they have stopped working).

    ...and a card doesn't stop working when you drop it down the loo :D

    And people wonder why some of us (concerned about hygiene) think a larger contactless limit is a good idea.

    I don’t want to be going near card readers which may have recently made contact with cards that may have been in such places!

    Don’t even get me started on the people who “make contact” when paying with a contactless card. 🤦‍♂️
  • Catplan
    Catplan Posts: 416 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    SebH said:
    NedS said:
    Great news.  I use my card for everything, would try a mobile app but I have never lost a credit card yet but have lost several mobile phones (or they have stopped working).

    ...and a card doesn't stop working when you drop it down the loo :D

    And people wonder why some of us (concerned about hygiene) think a larger contactless limit is a good idea.

    I don’t want to be going near card readers which may have recently made contact with cards that may have been in such places!

    Don’t even get me started on the people who “make contact” when paying with a contactless card. 🤦‍♂️
    I think the dropped down the loo was in reference to a phone, not cards.

    Do you mean people touch the card reader? When paying contactless? Can’t say I’ve noticed but then I do a weekly shop and that’s about unless I run out of milk, but I’ll be watching from now on.
  • SebH
    SebH Posts: 53 Forumite
    Third Anniversary 10 Posts
    edited 28 August 2021 at 1:53AM
    Catplan said:
    SebH said:
    NedS said:
    Great news.  I use my card for everything, would try a mobile app but I have never lost a credit card yet but have lost several mobile phones (or they have stopped working).

    ...and a card doesn't stop working when you drop it down the loo :D

    And people wonder why some of us (concerned about hygiene) think a larger contactless limit is a good idea.

    I don’t want to be going near card readers which may have recently made contact with cards that may have been in such places!

    Don’t even get me started on the people who “make contact” when paying with a contactless card. 🤦‍♂️
    I think the dropped down the loo was in reference to a phone, not cards.

    Do you mean people touch the card reader? When paying contactless? Can’t say I’ve noticed but then I do a weekly shop and that’s about unless I run out of milk, but I’ll be watching from now on.
    Yes, some people have a strange technique of sort of slapping the card reader with their card to pay “contactlessly”. The first time I saw it I was really surprised, I always go for a slight hover myself.

    At a small local shop near me they always used to pick up the card reader and thrust it towards you, again sometimes touching your card. I used to adopt a slight “jump backwards” to avoid them smashing into my phone with the reader!

    They stopped doing that a while ago, though, I think they finally realised it wasn’t needed as contactless cards do work from some distance away.
  • SebH said:


    Don’t even get me started on the people who “make contact” when paying with a contactless card. 🤦‍♂️
    Yeah, I never really noticed this, until I saw it mentioned on forums and now seem to notice it a lot.

    As I use my mobile wallet, of course my phone does not touch the reader, but yes, this week I have seen many tapping the reader with their cards. I am not sure what I do with my cards as I rarely carry them, though I shall try and notice next time I do. I know that it does not need to touch the reader so would be surprised if I actually will do that, but hey 🤷‍♂️

    Yesterday, all three of the customers in front of me in the queue in my local Aldi paid with some strange polymer stuff! 😂

  • Nebulous2
    Nebulous2 Posts: 5,678 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've never noticed either - and am not quite sure what I do - though I rarely buy anything with one unless I am on a long distance bike ride and stop for food. 

    However wasn't contactless advertised, initially at least, as 'tap and go?' 
  • jbuchanangb
    jbuchanangb Posts: 1,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have just tried again to activate my Barclaycard in GooglePay to be told that this card is not available for use in stores. If GooglePay can't handle Barclaycard what hope is there for it? So I will stick with plastic.
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Zanderman said:
    In defence of the concept of touching the card reader with the card when paying contactlessly it's worth saying that, low risk covid transmission notwithstanding, why not do this? What's the problem?

    It is easier, imho, to touch the card on the reader than to hover it above. It ensures the card is close enough without having to judge whether it is. 

    And, any imagined hygiene issues aside, it does no harm.

    I don't quite get the apparent surprise being expressed by many comments above.  There's no obligation to hover!
    I suppose it tends to suggest those who touch their card on the reader don't really understand how NFC works. It's like watching people scanning bar codes at self-checkouts. Many haven't a clue what's going on and there is a certain generation that absolutely resists learning about things to make their lives easier. I understand when the customer is not particularly bright (no disrespect intended) but I have worked with people who have degrees and higher who are just as inept. The time for excuses is rapidly coming to an end.
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