New Nationwide Switch - both new and existing?

moneyfoolish

noh said:

moneyfoolish said:

noh said:

moneyfoolish said:

I was going to switch from a Club Lloyds account into an already existing Nationwide account but when the question about Debit Cards came up I didn't know what to answer because I might have been sent a debit card from Lloyds but, if so, have cut it up as I knew I would never use it! Can I answer that I don't have one because if I ever did I have no idea of the debit card number?

If you have the Lloyds app you can view and manage your debit cards.
If you do have a debit card associated with the account all its details can be displayed. If you do not have a card nothing will be shown.
That's how I found out that I didn't have a debit card on the joint account I switched but did have on the sole account.

Unfortunately, I don't have the app. I just use my laptop for online banking and can only see an option for managing Direct Debits on there but nothing for Debit Cards!

Yes you are right that option only available via the app. If you have a suitable device it is easy enough to download and register to use the app.
Otherwise if you state you have no debit card, but there is one on the account, it may delay the switch.

Unfortunately I only have a very old mobile with no internet connection.

Believe it or not, I actually got an email from Lloyds (the account I wanted to switch to Nationwide) on August 16th telling me that I hadn't used my debit card for a year and that they wouldn't replace it when it expires on 31 October 2021 unless I contacted them. I immediately cut up the old one as I didn't want a new one. A couple of days later I found out about the Nationwide offer!!!

Essex123

Does anyone have any experience on how well Nationwide enforce the ‘one time only’ rule for the promotional interest on ‘FlexDirect’.  I previously had one of these accounts which never received a switching bonus, so I think I am eligible for that, but curious whether I may also get the higher rate of interest too?

BigBlueSky

Essex123 said:

Does anyone have any experience on how well Nationwide enforce the ‘one time only’ rule for the promotional interest on ‘FlexDirect’.  I previously had one of these accounts which never received a switching bonus, so I think I am eligible for that, but curious whether I may also get the higher rate of interest too?

I was wondering this too.  Once I have gained access to my account I'll see if it is showing the promotional interest rate or not - I doubt it though.

Scrounger

moneyfoolish said:

noh said:

moneyfoolish said:

noh said:

moneyfoolish said:

I was going to switch from a Club Lloyds account into an already existing Nationwide account but when the question about Debit Cards came up I didn't know what to answer because I might have been sent a debit card from Lloyds but, if so, have cut it up as I knew I would never use it! Can I answer that I don't have one because if I ever did I have no idea of the debit card number?

If you have the Lloyds app you can view and manage your debit cards.
If you do have a debit card associated with the account all its details can be displayed. If you do not have a card nothing will be shown.
That's how I found out that I didn't have a debit card on the joint account I switched but did have on the sole account.

Unfortunately, I don't have the app. I just use my laptop for online banking and can only see an option for managing Direct Debits on there but nothing for Debit Cards!

Yes you are right that option only available via the app. If you have a suitable device it is easy enough to download and register to use the app.
Otherwise if you state you have no debit card, but there is one on the account, it may delay the switch.

Unfortunately I only have a very old mobile with no internet connection.

Believe it or not, I actually got an email from Lloyds (the account I wanted to switch to Nationwide) on August 16th telling me that I hadn't used my debit card for a year and that they wouldn't replace it when it expires on 31 October 2021 unless I contacted them. I immediately cut up the old one as I didn't want a new one. A couple of days later I found out about the Nationwide offer!!!

I've just been on the Halifax app and website (I believe it it the same as Lloyds except in blue not green).  As noh says, you can see the card details in the app (but not on the website).  However on the website if you go to help, replacement cards, it should list all the cards (and you can order a replacement if you want to).  If the card is not showing then there (probably) is no debit card associated with the account any more.

Scrounger

colsten

Essex123 said:

Does anyone have any experience on how well Nationwide enforce the ‘one time only’ rule for the promotional interest on ‘FlexDirect’.  I previously had one of these accounts which never received a switching bonus, so I think I am eligible for that, but curious whether I may also get the higher rate of interest too?

Assuming you had a sole FlexDirect, the only way you can get a second helping at the promo rate is on a joint FlexDirect. They have been very strict in enforcing the FlexDirect T&Cs for a number of years now.

Scrounger

noh said:

Scrounger said:

So how do I navigate to the Nationwide switching tracker (web or app)?

Colsten, anybody?

Thanks in advance

Scrounger

In internet banking log in then select the account you are switching to.
On the left hand side amongst a list of services there is an option that says something like switch to Nationwide. Click that. You have then to go through security again.
Then you have the options to click on track switch. You then get a screen displaying your switch tracking number. Click that and the switch details are displayed. You have the option to change the completion date.
Hope you can follow that as it was all done from memory.

Thank you noh, that worked perfectly - it was having to go though security again that threw me!

Scrounger

moneyfoolish

Scrounger said:

moneyfoolish said:

noh said:

moneyfoolish said:

noh said:

moneyfoolish said:

I was going to switch from a Club Lloyds account into an already existing Nationwide account but when the question about Debit Cards came up I didn't know what to answer because I might have been sent a debit card from Lloyds but, if so, have cut it up as I knew I would never use it! Can I answer that I don't have one because if I ever did I have no idea of the debit card number?

If you have the Lloyds app you can view and manage your debit cards.
If you do have a debit card associated with the account all its details can be displayed. If you do not have a card nothing will be shown.
That's how I found out that I didn't have a debit card on the joint account I switched but did have on the sole account.

Unfortunately, I don't have the app. I just use my laptop for online banking and can only see an option for managing Direct Debits on there but nothing for Debit Cards!

Yes you are right that option only available via the app. If you have a suitable device it is easy enough to download and register to use the app.
Otherwise if you state you have no debit card, but there is one on the account, it may delay the switch.

Unfortunately I only have a very old mobile with no internet connection.

Believe it or not, I actually got an email from Lloyds (the account I wanted to switch to Nationwide) on August 16th telling me that I hadn't used my debit card for a year and that they wouldn't replace it when it expires on 31 October 2021 unless I contacted them. I immediately cut up the old one as I didn't want a new one. A couple of days later I found out about the Nationwide offer!!!

I've just been on the Halifax app and website (I believe it it the same as Lloyds except in blue not green).  As noh says, you can see the card details in the app (but not on the website).  However on the website if you go to help, replacement cards, it should list all the cards (and you can order a replacement if you want to).  If the card is not showing then there (probably) is no debit card associated with the account any more.

Scrounger

Unfortunately it only shows the last 4 digits of your card number!

Scrounger

moneyfoolish said:

Scrounger said:

moneyfoolish said:

noh said:

moneyfoolish said:

noh said:

moneyfoolish said:

I was going to switch from a Club Lloyds account into an already existing Nationwide account but when the question about Debit Cards came up I didn't know what to answer because I might have been sent a debit card from Lloyds but, if so, have cut it up as I knew I would never use it! Can I answer that I don't have one because if I ever did I have no idea of the debit card number?

If you have the Lloyds app you can view and manage your debit cards.
If you do have a debit card associated with the account all its details can be displayed. If you do not have a card nothing will be shown.
That's how I found out that I didn't have a debit card on the joint account I switched but did have on the sole account.

Unfortunately, I don't have the app. I just use my laptop for online banking and can only see an option for managing Direct Debits on there but nothing for Debit Cards!

Yes you are right that option only available via the app. If you have a suitable device it is easy enough to download and register to use the app.
Otherwise if you state you have no debit card, but there is one on the account, it may delay the switch.

Unfortunately I only have a very old mobile with no internet connection.

Believe it or not, I actually got an email from Lloyds (the account I wanted to switch to Nationwide) on August 16th telling me that I hadn't used my debit card for a year and that they wouldn't replace it when it expires on 31 October 2021 unless I contacted them. I immediately cut up the old one as I didn't want a new one. A couple of days later I found out about the Nationwide offer!!!

I've just been on the Halifax app and website (I believe it it the same as Lloyds except in blue not green).  As noh says, you can see the card details in the app (but not on the website).  However on the website if you go to help, replacement cards, it should list all the cards (and you can order a replacement if you want to).  If the card is not showing then there (probably) is no debit card associated with the account any more.

Scrounger

Unfortunately it only shows the last 4 digits of your card number!

Ah, so you now know that there IS a debit card on that account.

Time to be upgrading your mobile perhaps?

Otherwise you'll have to order a replacement card and wait for it to arrive before arranging the switch. 

Scrounger

soulsaver

I've always said 'No' to 'have you got a debit card' where I no longer have it, so never used it. Never had a problem.

I'm testing the theory again atm with a solo switch to FlexDirect joint (after 2 solos, me and oh) and 'No' to DC.
eta clarity

Scrounger

soulsaver said:

I've always said 'No' to 'have you got a debit card' where I no longer have it, so never used it. Never had a problem.

I'm testing the theory again atm with a solo switch to FD joint (after 2 solos, me and oh) and 'No' to DC.

That's interesting, do let us know how it goes please.

Scrounger