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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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Comments

  • beanielou
    beanielou Posts: 97,341 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just realised you haven’t posted in a wee while. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • TallGirl
    TallGirl Posts: 6,348 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We miss you!! 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Sistergold
    Sistergold Posts: 2,141 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello @LadyWithAPlan also just checking on you as your are always better at posting than me. Hope you are okay and work is okay? 🌺
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Sensiblesaver
    Sensiblesaver Posts: 120 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Well done on reaching your 100k in 1 account, it must feel nice seeing so much money in 1 place. I also opened my Vanguard SIIP in 2020 but you have better returns, mine are 51%. 
    Original mortgage 2016 -£310,500 Current balance Dec 25 -£171,180
    Total OP so far £6479.15/18,275.80
    Total OP 2025 £10,902.38
    "Do the best you can until you know better. Then when you know better, do better"-Maya Angelou


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