The Best View Comes After the Hardest Climb.

beanielou

No wonder that you are blooming tired!!

Buffythedebtslayer

WinterWarrior said:

Did you watch Speed? I love that movie. 

I expect smallest bun is happier elsewhere too. We have wild rabbits and the babies have started bouncing around the garden, which is lovely.

I did!! Good decision  

Buffythedebtslayer

beanielou said:

No wonder that you are blooming tired!!

The thing was that Mum got up or at least woke up at seven and I didn't sleep much, was awake from about 5.45 as I was worried about missing the appointment. Bloody ridiculous I know but it was so important for Mum to get her pain relief. Which by the way she won't take until tonight. 

Today was a bit of a bust, after the doctor I was so tired but had to keep "busy" till the dogs, I did at least manage to look after the piggies, they had some fun and less fun, cut their nails. I really do love them! Spent some time with the rabbits. Took the dogs out early to the groomers, so we could have a walk. But my room is horrible. Post groom nap was 3 hours. I was so tired. 

Unfortunately the !!!!!! will hit the fan next week at work. I am not looking forward to that. Of course the head sends the e mail today. Stress on steroids. 

I can't keep dragging myself through awful weeks. 

beanielou

Do not read work emails at the weekend!!

Buffythedebtslayer

beanielou said:

Do not read work emails at the weekend!!

Too close to exams not to. 

The Rising on Sky is really good if anyone is looking for something to watch.

I need to clean the rabbits out. But I must do my room. The whole house needs hoovering. plus the inevitable breakfast lunch and dinner nonsense. 

I think the state of the bedroom is actually key to my issues at the moment. 

Hmmmm. 

XXX 

Buffythedebtslayer

I am not going to try and buy a house any more. It is just too sad. My friends are at an age where they are talking about paying off a mortgage. I will be renting for ever. 

I think I have known for a while - especially once covid happened. My age, the fact that I will be moving to a lower paid job at some point, i am single, I have no children to motivate me or look after. I have savings and I am saving but I can't "go" frugal, I live and work in  an expensive area. I will keep saving, when I retire I will need all the money I can get! I also think this is why sometimes I am so directionless, as I know I can't get a mortgage etc so why am I denying myself any amount of fun. I need a new goal. A realistic goal. 

When the time comes to leave this house the rabbits will go to a recue I know, the guinea pigs will come with me(most people think they are hamsters!!) . I just have to hope the dogs aren't here as I would live in the car before I gave them up. 

I now think my focus is going to be owning as little as possible because I really want to travel light. And I really want to travel. Or move to America. or have some sort of adventure! 

I am ok with it, takes the pressure off and means I can at least dream about a future that has travel or interesting experiences not then starting another battle with a mortgage. 

Ok I can go to bed now I have got that out in the world. 

XXx

Amber1980

I have to be honest I think that sounds like a great plan!
I was brought up with quite traditional parents and got on the property ladder quite young, and have spent the last ten or fifteen years doing everything I can to keep hold of a house and pay down a mortgage, and I know I’m lucky to have it and don’t regret my decisions completely and will appreciate it when I’m older etc but god,it often feels like a weight around my neck, and a lot of the decisions I have made over the years have absolutely limited my life,especially the fun carefree part of my life!
It’s so difficult to get a balance, and do it all, and sometimes as much as it might sound irresponsible,we really do only live once!
A future of travel and experience sounds exciting and you definitely deserve it x

badmemory

The 2 things that would worry me the most about not owning are having to pay rent in retirement which means having much less disposable income when you may need it most & the possibility of getting to my eighties & my landlord saying he wanted his property back so find somewhere else to live.

Willowtree222

I also think it’s a great plan. Life is for living not being unhappy x

Buffythedebtslayer

Amber1980 said:

I have to be honest I think that sounds like a great plan!
I was brought up with quite traditional parents and got on the property ladder quite young, and have spent the last ten or fifteen years doing everything I can to keep hold of a house and pay down a mortgage, and I know I’m lucky to have it and don’t regret my decisions completely and will appreciate it when I’m older etc but god,it often feels like a weight around my neck, and a lot of the decisions I have made over the years have absolutely limited my life,especially the fun carefree part of my life!
It’s so difficult to get a balance, and do it all, and sometimes as much as it might sound irresponsible,we really do only live once!
A future of travel and experience sounds exciting and you definitely deserve it x

badmemory said:

The 2 things that would worry me the most about not owning are having to pay rent in retirement which means having much less disposable income when you may need it most & the possibility of getting to my eighties & my landlord saying he wanted his property back so find somewhere else to live.

Thanks Amber, it does feel like a weight off my mind. Life here is so stressful and the rare opportunity I get to go out I don't want to constantly watch what I spend to fund an eventual even more frugal life. 

I get that Badmemory, but I would most likely be paying a mortgage into my 70s and I don't fancy that either. I have no one to leave it to and it seems like a massive struggle for a little gain of what? One of my friends will most likely be mortgage free  in a year and another one has that plan for 50,( a third only ever got on the property ladder because of a divorce settlement!) I can see the point of that, that is the plan I should have had but I didn't.  They have a measure of security. They also had husbands and parents who helped them, their families were a team. Without my Dad we were not a team of any sort. 

 I have total respect for anyone who saves enough for a deposit whilst paying rent (I have never paid "mates rates rent to mum as after Dad died and she went to Florida she worried about money a lot) If you are reading this and are in your 20s or 30s I would 100% try and get on the property ladder and take whatever help you can get. Do it. 

 I don't want much when it is just me. Thanks to being with mum for so long I have a hatred of "stuff". I aim to own enough to go in one car. 

I have woken up with huge headache. Am due on so it is quite normal, just bad timing with all the work I have to do. 

XXX