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The Best View Comes After the Hardest Climb.

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  • beanielou said:
    Hope you can have a relaxing weekend Buffy  xx
    I decided after all the work I did at work and home this week I would have a lie in and try and relax. I am having a later lunch with my friend and then going to another friend for takeaway and drinks. Tomorrow might be tricky! but I NEED to enjoy myself. 
    Nevertheless she persisted.
  • Tomorrow may be tricky whether you enjoy yourself or not.  Go and enjoy
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have fun 👍
    January spends - £587.58
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Enjoy
    You do need it, it's better to have a break and carry on refreshed than grind away. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • It was so lovely to be away overnight! 

    My friend is a really good friend and it was great to sit and chat! We watched crap films and drank and ate pizza! 

    I popped to the supermarket and bought myself a plant, I also rescued a plant my friend was binning and spent some time this afternoon repotting them both which was good, I feel like me.......

    I haven't EVER had budgets............I basically pay rent, savings, Christmas, insurance, petrol and the rest of my money is for Everything else...........I mean I guess I have some budgets....but I tend to buy things on a whim (bags, rabbits......:) ) and I just wondered what people spend on clothes. 

    I had a big clear out about 3 years ago, covid happened and there was no shopping! I have one black skirt. I bought a few dresses but they aren't really suitable for the new business work regime... I need new clothes.........So how much do I spend - percentage wise? 

    XXX 


    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Snails..............

    Percentage wise of what for clothes?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    Snails..............

    Percentage wise of what for clothes?
    of my money... I always buy cheap clothes. Some last, some don't. I have noticed friends don't think twice about spending 30 quid on a top and I am always coming from a place of I can't spend that much... I just wondered what is reasonable, and I suppose the answer is what I have left after all of the bills. 

    XX
    Nevertheless she persisted.
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I find clothes budget a difficult one because it tends to be big chunks of money and then nothing for ages.  YNAB tells me I've spent £1400 in just over the last year, but that includes a new winter coat (both presentable and warm enough for dog walking), two pairs of boots, and replacing pretty much all my underwear and nightwear, after spending very little the previous couple of years due to pandemic and moving.  It sounds a lot but I am fussy and only buy stuff I really like and that will last. 
    It might be simpler to work out what you need and set yourself a budget for that?
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Amber1980
    Amber1980 Posts: 85 Forumite
    10 Posts Name Dropper
    I know I spend far too much on clothes but a few years ago when I was feeling particularly low for quite a long time I didn’t buy anything new and I had put on weight so none of my clothes fitted, I ended up wearing whatever fit and felt comfortable and often felt a real mess, and I felt worthless and was heavily in debt so couldn’t have spent on myself even if I wanted to.
    The last year or so as I have been feeling better mentally I have bought a lot,most of it from vinted which I can’t recommend enough,and I find I feel better when I have made an effort to look better.
    Everyone is different of course but even though I don’t have much spare money I try not to feel guilty about buying something new if I really love or need it.
     I probably spend about 10% of my earnings on clothes,shoes,makeup,hair etc x
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    We are all different. 
    I would rather have less clothes but nice ones. 
    Doesn’t always work out like that though!  Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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