We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

VCS parking fine

12357

Comments

  • Clearly you have a defence. And it’s not just about the false added costs.

    Read the NEWBIES thread 2nd post about pre-action stage and how to win by defending the later court claim. 
    Thanks, so based off that advice, am i right in thinking that i ignore any debt collection letters, and wait for a letter before claims?

    Thanks a lot
    Yes wait now for an LBC and keep any debt collectors letters.


    I have  received my letters before claims (LBC). I am going to get working through the practice direction on-pre action conduct now!
  • just some advice please.

    in their letter before claim they have stated the "principal debt' as £160, which included the £100 invoice, as well as £60 debt collection fee. Surely if going to court they are not lawfully allowed to claim this extra £60 as no debt collector has been sent out to collect the fee?
    Moreover on top of this they have stated the standard £25 amount for the estimated quote fees as well as 0.02% daily for the interest rates.


  • Le_Kirk
    Le_Kirk Posts: 25,051 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    just some advice please.

    in their letter before claim they have stated the "principal debt' as £160, which included the £100 invoice, as well as £60 debt collection fee. Surely if going to court they are not lawfully allowed to claim this extra £60 as no debt collector has been sent out to collect the fee?
    Moreover on top of this they have stated the standard £25 amount for the estimated quote fees as well as 0.02% daily for the interest rates.
    They are not but they believe they are because it is written in their Code of Practice (which is theirs not the motorists).  If you look at the standard defence template, you will see that it deals with this spurious claim for "debt admin" or "contractual" costs or "whatever we want to call it this week" costs.  They can claim legal costs, filing fee and hearing fee.  It used to be called abuse of process and lots of cases were thrown out but recently it has been called double recovery and not so may cases get struck, although often, if the defendant loses, the "debt admin" charges are removed.
  • Le_Kirk said:
    just some advice please.

    in their letter before claim they have stated the "principal debt' as £160, which included the £100 invoice, as well as £60 debt collection fee. Surely if going to court they are not lawfully allowed to claim this extra £60 as no debt collector has been sent out to collect the fee?
    Moreover on top of this they have stated the standard £25 amount for the estimated quote fees as well as 0.02% daily for the interest rates.
    They are not but they believe they are because it is written in their Code of Practice (which is theirs not the motorists).  If you look at the standard defence template, you will see that it deals with this spurious claim for "debt admin" or "contractual" costs or "whatever we want to call it this week" costs.  They can claim legal costs, filing fee and hearing fee.  It used to be called abuse of process and lots of cases were thrown out but recently it has been called double recovery and not so may cases get struck, although often, if the defendant loses, the "debt admin" charges are removed.

    thanks for this advice. will make sure to mention that
  • Sorry if its a silly question but

    I am currently writing them a Subject Access Request as per the newbies thread.
    Once i've done this do i sit tight and wait or do i do i pursue the pre-action conduct?

    thanks
  • Le_Kirk
    Le_Kirk Posts: 25,051 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sorry if its a silly question but I am currently writing them a Subject Access Request as per the newbies thread.
    Once i've done this do i sit tight and wait or do i do i pursue the pre-action conduct?
    Once you have submitted the SAR the PPC will have 30 days to respond.  If you receive a N1 claim form, post here the issue date but do not do the AoS for 5 days (this will buy you more time to write your defence.  Otherwise sit tight.  Not sure what this means.
  • Le_Kirk said:
    Sorry if its a silly question but I am currently writing them a Subject Access Request as per the newbies thread.
    Once i've done this do i sit tight and wait or do i do i pursue the pre-action conduct?
    Once you have submitted the SAR the PPC will have 30 days to respond.  If you receive a N1 claim form, post here the issue date but do not do the AoS for 5 days (this will buy you more time to write your defence.  Otherwise sit tight.  Not sure what this means.
    alright so all i do is respond to their "letter before claim" by sending a  Subject access request and wait to see if they send the N1 claims form?

    Is there a possibility that they send the N1 form before they respond to the SAR?


    And by this, i was trying to mention point 5 of the following link:
    : https://forums.moneysavingexpert.com/discussion/4754020/parking-letter-before-county-court-claim-lbccc-fight-back-guidance-thread they state:

     "5 Reply to the LBC / LBCCC / LBA - make use of the Practice Direction and fight back! The first thing to be aware of is that you have 14 days to Acknowledge the LBCCC. After that, the PPC can start proceedings without further notice, so keep the 14 days in mind, and read on."

    Is acklowedng this LBC the same as sending them a SAR or does that need to be done separately?

    sorry as i am trying to gather info from multiple different threads on here and am getting a bit confused.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And by this, i was trying to mention point 5 of the following link:
    : https://forums.moneysavingexpert.com/discussion/4754020/parking-letter-before-county-court-claim-lbccc-fight-back-guidance-thread they state:

     "5 Reply to the LBC / LBCCC / LBA - make use of the Practice Direction and fight back! The first thing to be aware of is that you have 14 days to Acknowledge the LBCCC. After that, the PPC can start proceedings without further notice, so keep the 14 days in mind, and read on."
    That LazyDaisy thread is way out of date and should be ignored.

    Please follow the guidance in the NEWBIES thread instead.

    Out of interest, how did you find yourself reading that LazyDaisy thread?
    Is the a link somewhere that needs updating?
  • Le_Kirk
    Le_Kirk Posts: 25,051 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Le_Kirk said:
    Sorry if its a silly question but I am currently writing them a Subject Access Request as per the newbies thread.
    Once i've done this do i sit tight and wait or do i do i pursue the pre-action conduct?
    Once you have submitted the SAR the PPC will have 30 days to respond.  If you receive a N1 claim form, post here the issue date but do not do the AoS for 5 days (this will buy you more time to write your defence.  Otherwise sit tight.  Not sure what this means.
    alright so all i do is respond to their "letter before claim" by sending a  Subject access request and wait to see if they send the N1 claims form?

    Is there a possibility that they send the N1 form before they respond to the SAR?

    And by this, i was trying to mention point 5 of the following link:
    : https://forums.moneysavingexpert.com/discussion/4754020/parking-letter-before-county-court-claim-lbccc-fight-back-guidance-thread they state:

     "5 Reply to the LBC / LBCCC / LBA - make use of the Practice Direction and fight back! The first thing to be aware of is that you have 14 days to Acknowledge the LBCCC. After that, the PPC can start proceedings without further notice, so keep the 14 days in mind, and read on."

    Is acklowedng this LBC the same as sending them a SAR or does that need to be done separately?

    sorry as i am trying to gather info from multiple different threads on here and am getting a bit confused.
    Ah, I see what you mean.  How did you fid that old thread?  Just follow the latest NEWBIE sticky second post.  There is every chance a N1 claim form will pop trough your door before the data from the SAR arrives, however SAR data is more useful at witness statement stage.  Submit a SAR to the DPO of the PPC using the guide you find in the NEWBIE sticky second post.
  • Thank you both for clearing that up for me, i appreciate it.

    I have just sent off the SAR to the company and their representative law firm.

    Following the newbies thread as advised, am i right in thinking that i now sit back and wait? or have i missed anything that I now need to do in the meantime?

    Thank you.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.