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Halifax timeline
Comments
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Has anyone else had letters from the solicitors Halifax use (Optima legal) before they've had an offer? We've also had a desktop valuation confirmed (at about 50k more than the house is worth) but still no offer.0
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has anyone here had halifax valuation done by countrywide?0
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FTB here. My Halifax timeline below.
Offer on property 08-Aug-21
Mortgage application 11-Aug-21
Credit check completed 19-Aug-21
Valuation by e-Surv 31-Aug-21
Mortgage offer 31-Aug-21FTB
08/08/21 - Offer made
10/08/21 - Offer accepted
11/08/21 - Halifax mortgage application made
19/08/21 - Income/credit checks complete
31/08/21 - Valuation completed by e-Surv (same as offer)
31/08/21 - Halifax mortgage offer received
03/09/21 - Level 2 survey report received
07/09/21 - Searches received
05/11/21 - Exchanged contracts
10/11/21 - Completed0 -
Hi, when you say offer 31-Aug was this in the form of an email telling you the offer would be posted in the next few days?Antman27 said:FTB here. My Halifax timeline below.
Offer on property 08-Aug-21
Mortgage application 11-Aug-21
Credit check completed 19-Aug-21
Valuation by e-Surv 31-Aug-21
Mortgage offer 31-Aug-21
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Yes, that's right. I expect to have it by tomorrow.scoey8 said:
Hi, when you say offer 31-Aug was this in the form of an email telling you the offer would be posted in the next few days?Antman27 said:FTB here. My Halifax timeline below.
Offer on property 08-Aug-21
Mortgage application 11-Aug-21
Credit check completed 19-Aug-21
Valuation by e-Surv 31-Aug-21
Mortgage offer 31-Aug-21FTB
08/08/21 - Offer made
10/08/21 - Offer accepted
11/08/21 - Halifax mortgage application made
19/08/21 - Income/credit checks complete
31/08/21 - Valuation completed by e-Surv (same as offer)
31/08/21 - Halifax mortgage offer received
03/09/21 - Level 2 survey report received
07/09/21 - Searches received
05/11/21 - Exchanged contracts
10/11/21 - Completed0 -
I got the same email on the same date! Are you using their conveyancers (Optima)? They haven't received the offer yet from Halifax either but like you I'm hoping both me and the conveyancer get it by tomorrow...Antman27 said:
Yes, that's right. I expect to have it by tomorrow.scoey8 said:
Hi, when you say offer 31-Aug was this in the form of an email telling you the offer would be posted in the next few days?Antman27 said:FTB here. My Halifax timeline below.
Offer on property 08-Aug-21
Mortgage application 11-Aug-21
Credit check completed 19-Aug-21
Valuation by e-Surv 31-Aug-21
Mortgage offer 31-Aug-210 -
I'm using a local solicitor. I spoke to the Halifax adviser yesterday who told me that the offer has been posted to both my solicitor and me. I had asked for a level 2 survey and hope to get the report early next week. And then forward that to the solicitor for queries etc. I'm hoping to be able to complete by mid-October, fingers crossed.scoey8 said:
I got the same email on the same date! Are you using their conveyancers (Optima)? They haven't received the offer yet from Halifax either but like you I'm hoping both me and the conveyancer get it by tomorrow...Antman27 said:
Yes, that's right. I expect to have it by tomorrow.scoey8 said:
Hi, when you say offer 31-Aug was this in the form of an email telling you the offer would be posted in the next few days?Antman27 said:FTB here. My Halifax timeline below.
Offer on property 08-Aug-21
Mortgage application 11-Aug-21
Credit check completed 19-Aug-21
Valuation by e-Surv 31-Aug-21
Mortgage offer 31-Aug-21FTB
08/08/21 - Offer made
10/08/21 - Offer accepted
11/08/21 - Halifax mortgage application made
19/08/21 - Income/credit checks complete
31/08/21 - Valuation completed by e-Surv (same as offer)
31/08/21 - Halifax mortgage offer received
03/09/21 - Level 2 survey report received
07/09/21 - Searches received
05/11/21 - Exchanged contracts
10/11/21 - Completed0 -
We exchanged yesterday. Complete the 10th.
So from end of july until now super fast compared to our last purchase which took just over a year !
Good luck all X0 -
Switched to Halifax as Legal and General outsourced to some truly bad valuers giving me 50k down valuation which does not match market rates for similar properties that have sold.
Application submitted 2nd September
Valuation booked on 3rd for Tuesday 7th with E-Serv,
Hopefully we get valuation back in 24 hours unlike legal and general which took 2 weeks!0 -
Is that for a remortgage? if so are you getting the £750 cashback?nekr0mantik said:Switched to Halifax as Legal and General outsourced to some truly bad valuers giving me 50k down valuation which does not match market rates for similar properties that have sold.
Application submitted 2nd September
Valuation booked on 3rd for Tuesday 7th with E-Serv,
Hopefully we get valuation back in 24 hours unlike legal and general which took 2 weeks!0
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