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Halifax timeline
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natalieowen101010 said:
Oh wow...its such a stressful time buying a house isn't it.rose_T said:
Lol I was panicking about about putting the full application in I was actually feeling sick!!natalieowen101010 said:
Wow, that was quick 😳...wish ours was like that haharose_T said:We went with Halifax through a mortgage broker.Full application submitted 17/5
offer received 3 hours after application!We are in Scotland so home report already done by seller. I also have a default which is due to come off in September.Mind you that’s the only thing that moved fast! Completion is taking for everBut like I said that was the fast part, we were due to complete on Friday 11 weeks after offer was accepted but new information came alight the previous owner who is now passed away never discharged her mortgage when the final payment was paid and now it’s showing a standard security against the house. We are now awaiting to see if the executors and their solicitor can get this removed.Nightmare as we have been waiting a full year for this house to go through confirmation etc
( probate)
so just more waiting now
Our Mortgage Advisor has messaged me saying the valuation is due to be assessed to offer by tomorrow.
My stomach is is knots
Good Luck !First Time Buyer
## April 2021 - DIP/AIP
15 July 2021 - House - Offer Accepted
16 July 2021 - Completed Mortgage Application/ Hard Check/ Income Verified [Straight 2 Lender, Without Broker]
16 July 2021 - Paid for Home Buyers Survey (Level 2); (Waiting for a date on the Survey)
21 July 2021 - Home Buyers Survey (Level 2); Booked
21 July 2021 - Home Buyers Survey (Level 2); Completed
21 July 2021 - Official Offer of Mortgage Completed by Lender [Mortgage Tracker]
21 July 2021 - Awaiting Conveyancing Next Steps !
28 September 2021 - Exchanged Contracts !
29 September 2021 - Planned Completion. My new home !0 -
UPDATE...
We received our mortgage offer today.
Good luck everyone2 -
Congratulations on the offer!
We went through a broker (FTB), applied for the mortgage last Tuesday afternoon, valuation Wednesday and we got our offer Thursday! So just short of 48 hours after we applied.
We’re actually buying the house we currently rent so not sure how long it will take from here?0 -
Thank you, and congratulations to you too 😊...that was very quick. Dont think I've stressed about anything as much haha.Curlygurly said:Congratulations on the offer!
We went through a broker (FTB), applied for the mortgage last Tuesday afternoon, valuation Wednesday and we got our offer Thursday! So just short of 48 hours after we applied.
We’re actually buying the house we currently rent so not sure how long it will take from here?
That should make it easier shouldn't it. We have an appointment at the solicitors next week so that should be the last step with the searches1 -
natalieowen101010 said:UPDATE...
We received our mortgage offer today.
Good luck everyone
Congratulations. I am following your thread closely
First Time Buyer
## April 2021 - DIP/AIP
15 July 2021 - House - Offer Accepted
16 July 2021 - Completed Mortgage Application/ Hard Check/ Income Verified [Straight 2 Lender, Without Broker]
16 July 2021 - Paid for Home Buyers Survey (Level 2); (Waiting for a date on the Survey)
21 July 2021 - Home Buyers Survey (Level 2); Booked
21 July 2021 - Home Buyers Survey (Level 2); Completed
21 July 2021 - Official Offer of Mortgage Completed by Lender [Mortgage Tracker]
21 July 2021 - Awaiting Conveyancing Next Steps !
28 September 2021 - Exchanged Contracts !
29 September 2021 - Planned Completion. My new home !0 -
Following this. Our application went in on Saturday.
We have a unusual employment set up so therefore expecting it to take a while. However I just feel sick to my stomach waiting and it's been like 1 working day haha.
Did any of you have employment reference checks done ? . If ours does need this wondering if it causing delays xx0 -
Hi!Does anyone have a link to the Halifax mortgage application tracker please?Our MA has said that he doesn’t think there is, but I’ve seen a few of you mention it so thought I’d ask!
Our application has just been submitted so we’re keeping our fingers crossed for a quick response 🤞🏻0 -
I'm an FTB and going directly through Halifax. This is the tracker I got yesterday by email https://mortgages.halifax.co.uk/cp - you'll need a "mortgage roll no" provided in the same email to login.CCrowthwr93 said:Hi!Does anyone have a link to the Halifax mortgage application tracker please?Our MA has said that he doesn’t think there is, but I’ve seen a few of you mention it so thought I’d ask!
Our application has just been submitted so we’re keeping our fingers crossed for a quick response 🤞🏻FTB
08/08/21 - Offer made
10/08/21 - Offer accepted
11/08/21 - Halifax mortgage application made
19/08/21 - Income/credit checks complete
31/08/21 - Valuation completed by e-Surv (same as offer)
31/08/21 - Halifax mortgage offer received
03/09/21 - Level 2 survey report received
07/09/21 - Searches received
05/11/21 - Exchanged contracts
10/11/21 - Completed1 -
Thanks! We’re going through a broker and have since found out that this means we don’t get a tracker.Our valuation was carried out today so we’re hoping this means a response soon!0 -
We had our valuation done with Halifax on the 9th August we are *patiently* waiting now ... They said upto 3 weeks (Through broker) application went in on the 30th July .CCrowthwr93 said:
Thanks! We’re going through a broker and have since found out that this means we don’t get a tracker.Our valuation was carried out today so we’re hoping this means a response soon!0
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