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Joyful July's NSD Challenge!
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Started reading a FREE book "The No Spend Year" by Michelle McGagh. Its 2017, so not a new book. Am using local library much more to avoid buying books that are read once and gather dust on shelves!
Anyway ... part one is "The Grocery Challenge". Lots of you on here may find it covers what you already do. But I liked these 3 ideas:
1) The Shopping List: Treat your trolley like a nightclub. You are the bouncer. If its not on the list, its not getting in!
2) Its about balance. Eat well and cheaply for the majority of the month, so that the occasional takeaway or meal out is guilt free.
3) Napisan Powder ... bear with me. It costs £4 for 800g in Sainsburys. It is used to treat stains in baby nappies / clothes. Its a fraction of the price of Vanish per 100g
FYI I've put this note on another thread, the book is provoking thoughts!- Grocery Challenge: April £263.60 / £250
6 - Grocery Challenge: April £263.60 / £250
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Hi
I've achieved 2 NSDs/15 Nsds. These were 3 July and today 4 July.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.003 -
NSD Number 3 Today
- Grocery Challenge: April £263.60 / £250
2 - Grocery Challenge: April £263.60 / £250
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not one for me today car filed with petrol hope itll last a couple of weeks ....gosh fuel is getting expensive5
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NSD #2 today!4
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@Sallyp2 I read a no spendyear book a few yrs ago, not sure if it’s the same one. She went to a lot of extremes like drinking tap water in the pub and cycling everywhere.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 3/15
cathybird 4/15
doingitanyway 15
GeorgianaCavendish 2/10
Hazelnutty 11
Honeysucklelou2 1/12
jammy dodger 3/20
MissRikkiC 1/12
Money Choices 2/15
QueenJess 3/15
Purplemumof2 10
Sallyp2 3/16
short bird 3/17
squanderscouse 15
taskey 1/10
WinterWarrior 2/10
Newcomers welcome
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Finally the 1st for me today, on account of having given myself food poisoning and not leaving my bed. Whatever it takes right 🤣🤣🤣Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest5 -
At last...managed the 1st NSD of the month ! 1/12paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Well done QueenJess, WinterWarrior, GeorgianaCavendish, short bird, Money Choices, Sallyp2, MissNikkiC and Honeysucklelou2, wow, what a great day
Another one for me! Tomorrow won't be though
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