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Joyful July's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sallyp2 said:
    Started reading a FREE book "The No Spend Year" by Michelle McGagh. Its 2017, so not a new book. Am using local library much more to avoid buying books that are read once and gather dust on shelves!
    Anyway ... part one is "The Grocery Challenge". Lots of you on here may find it covers what you already do. But I liked these 3 ideas:
    1) The Shopping List: Treat your trolley like a nightclub. You are the bouncer. If its not on the list, its not getting in!
    2) Its about balance. Eat well and cheaply for the majority of the month, so that the occasional takeaway or meal out is guilt free. 
    3) Napisan Powder  ... bear with me. It costs £4 for 800g in Sainsburys. It is used to treat stains in baby nappies / clothes. Its a fraction of the price of Vanish per 100g

    FYI I've put this note on another thread, the book is provoking thoughts!
    Book sounds interesting, Sallyp2, I'm going to look this one up!
  • cathybird
    cathybird Posts: 15,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Finally the 1st for me today, on account of having given myself food poisoning and not leaving my bed. Whatever it takes right 🤣🤣🤣
    MissNikkiC, hope you feel better soon! :(
  • Hi all!
    Dropping by to declare 2 NSDs - one for Friday and one for today :) 
    Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
    Littlewoods 7000/107.68

    July NSDs 14/15
  • QueenJess
    QueenJess Posts: 4,470 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I think I will be falling off the wagon for today.  I was awake half the night with DD (3 months old) and since I had nothing to do whilst stuck under the baby, I wrote a very short targeted list of xmas presents for DS.  I then am investigating second hand options and looking for sales/discounts.  When something comes up, I will get it.  Hoping I will save a lot of money that way and being this stupidly organised!

    Anyway, seen a couple of well priced second hand books from the list for DS, so will be buying those to hide away for half a year  :D
    2025 decluttering: 3,491🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 292🥉🥈🥇💎🏆
    Big kitchen declutter challenge 83/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 July 2021 at 11:25PM
    July

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    July targets
    beanielou 5/15 imageimage cathybird 4/15 image doingitanyway 15 GeorgianaCavendish 2/10 image Hazelnutty 3/11 image Honeysucklelou2 1/12 image jammy dodger 4/20 image MissRikkiC 1/12 image Money Choices 2/15 image QueenJess 3/15 image Purplemumof2 10 Sallyp2 3/16 image short bird 3/17 image squanderscouse 2/15 image taskey 2/10 image WinterWarrior 2/10 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay squanderscouse imageimageimage Not one for me today, have forked out for my home insurance! Queen Jess, enjoy your "day off", hope you find some bargains image
  • taskey
    taskey Posts: 253 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Declaring day 2 today for me please. Was meant to be yesterday but I stupidly renewed my lottery ticket without even thinking. Have got sausage and pasta for tea as my freezer is full and trying to use that first before buying more to cram in there :)

    well done all so far 👏🏼👏🏼👏🏼
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No4  today  thanks  cathybird 
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yesterday & today please.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sallyp2
    Sallyp2 Posts: 359 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    @Sallyp2 I read a no spendyear book a few yrs ago, not sure if it’s the same one. She went to a lot of extremes like drinking tap water in the pub and cycling everywhere. 
    Yeap am reading that same book. She does she to be doing A LOT of extremes - which I don't think are that feasible 
    • Grocery Challenge: April £263.60 / £250
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