Joyful July's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

July

Off to a start = image
5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
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Replies

  • edited 30 June 2021 at 11:25PM
    cathybirdcathybird Forumite
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    edited 30 June 2021 at 11:25PM
    July targets
    beanielou 15
    cathybird 15
    doingitanyway 15
    GeorgianaCavendish 10
    Hazelnutty 11
    Honeysucklelou2
    jammy dodger 20
    MissRikkiC 12
    Money Choices
    QueenJess 15
    Purplemumof2 10
    Sallyp2 16
    short bird 17
    squanderscouse 15
    WinterWarrior 15

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • WinterWarriorWinterWarrior Forumite
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    More ice cream, that will keep us all happy 😁 Thank you @cathybird.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊
    Tilly Tidy to mortgage for 2022 = £355.40 
    my diary..everyone is welcome 😁 https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1
  • Sallyp2Sallyp2 Forumite
    341 Posts
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    Ooh double cone for getting off the blocks. Defo not spending Thursday LOL 
    • 21 things, 21 times in 2021
    • Saving for Christmas 2021 £1 a day challenge = £274 / £365
    • £2 Savers Club for 2021 = £144/£144 🎖🥉🥈🥇 new target £264/£288
    • 365 Day 1p Challenge 2021 = £389.69
    • NSD: May 16/16 : June 13/18 : July 13/16 
    • Grocery Challenge: May £524.83/£320 = +£204.83 : June £581.67 / £350 = +£231.67 : July £141.40 / £350
  • beanieloubeanielou Forumite
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    Thanks for the shiny new thread cathybird.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • cathybirdcathybird Forumite
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    Thanks all, yay for July!! imageimage

    2021 D: 93 2020 D: 96 2022 D: 15
  • QueenJessQueenJess Forumite
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    Won't have a NSD for the first of the month as I have a tasty fruit box arriving and also have a small list of things I need to buy (put off from June).  Hopefully one day I won't need to hurriedly buy things come 1st month!
    March 2022
    NSD 13/15
    March grocery challenge £161.28/£390
    Fashion on the ration 15/66 coupons used
  • cathybirdcathybird Forumite
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    hi Hazelnutty image and welcome image I've added you to the list, best of luck with the challenge! image

    2021 D: 93 2020 D: 96 2022 D: 15
  • edited 30 June 2021 at 9:19PM
    Sallyp2Sallyp2 Forumite
    341 Posts
    100 Posts Name Dropper First Anniversary
    edited 30 June 2021 at 9:19PM
    Evening Cathybird - please can amend my NSD to 16 for July. Think my June target of 18 has carried over. Am trying for 16 July NSD, that makes it a least every other day, or odd number days 
    Ta
    • 21 things, 21 times in 2021
    • Saving for Christmas 2021 £1 a day challenge = £274 / £365
    • £2 Savers Club for 2021 = £144/£144 🎖🥉🥈🥇 new target £264/£288
    • 365 Day 1p Challenge 2021 = £389.69
    • NSD: May 16/16 : June 13/18 : July 13/16 
    • Grocery Challenge: May £524.83/£320 = +£204.83 : June £581.67 / £350 = +£231.67 : July £141.40 / £350
  • edited 30 June 2021 at 11:26PM
    cathybirdcathybird Forumite
    10.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    edited 30 June 2021 at 11:26PM
    Sallyp2 said:
    Evening Cathybird - please can amend my NSD to 16 for July. Think my June target of 18 has carried over. Am trying for 16 July NSD, that makes it a least every other day, or odd number days 
    Ta
    ha yes, June list glitch! Sorry Sally, thanks for pointing it out. Now fixed :) 

    2021 D: 93 2020 D: 96 2022 D: 15
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