Joyful July's NSD Challenge!

cathybird

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during July. To join, just post your personal target and you are on your way!

Tips for the challenge:

1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

July

Off to a start =

5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =

cathybird

July targets

beanielou 15

cathybird 15 doingitanyway 15 GeorgianaCavendish 10 Hazelnutty 11 Honeysucklelou2 jammy dodger 20 MissRikkiC 12 Money Choices QueenJess 15 Purplemumof2 10 Sallyp2 16 short bird 17 squanderscouse 15 WinterWarrior 15
Newcomers welcome

WinterWarrior

More ice cream, that will keep us all happy 😁 Thank you @cathybird.

Sallyp2

Ooh double cone for getting off the blocks. Defo not spending Thursday LOL 

beanielou

Thanks for the shiny new thread cathybird.

cathybird

Thanks all, yay for July!!

Hazelnutty

Hey all! This is my first DFW challenge - I've promised myself a challenge a month til I'm in a stronger financial position. Can I go for 11 NSDs please?

QueenJess

Won't have a NSD for the first of the month as I have a tasty fruit box arriving and also have a small list of things I need to buy (put off from June).  Hopefully one day I won't need to hurriedly buy things come 1st month!

cathybird

hi Hazelnutty and welcome I've added you to the list, best of luck with the challenge!

Sallyp2

Evening Cathybird - please can amend my NSD to 16 for July. Think my June target of 18 has carried over. Am trying for 16 July NSD, that makes it a least every other day, or odd number days 
Ta

cathybird

Sallyp2 said:

Evening Cathybird - please can amend my NSD to 16 for July. Think my June target of 18 has carried over. Am trying for 16 July NSD, that makes it a least every other day, or odd number days 
Ta

ha yes, June list glitch! Sorry Sally, thanks for pointing it out. Now fixed