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Joyful July's NSD Challenge!
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Hi
Please put me down for 15 NSDs this month. This is because I need to buy a birthday present and card for a friend, buy paper for the computer printer and an few extra tins on each of my shopping trips to top up my stocks.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.002 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
beanielou 2/15
cathybird 2/15
doingitanyway 15
GeorgianaCavendish 10
Hazelnutty 11
Honeysucklelou2 12
jammy dodger 2/20
MissRikkiC 12
Money Choices 15
QueenJess 1/15
Purplemumof2 10
Sallyp2 1/16
short bird 1/17
squanderscouse 15
WinterWarrior 15
Newcomers welcome
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Kicking off with no 1 I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Many thanks Cathybird for running the thread. Love the summery emojis! Could you put me down for 12 again please. Not one today unfortunately as all the direct debits came out this morning but hopeful for the weekend.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Well done WinterWarrior, jammy dodger, short bird, Sallyp2 and beanie, ice creams all round
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Thanks Honeysucklelou2Honeysucklelou2 said:Many thanks Cathybird for running the thread. Love the summery emojis! Could you put me down for 12 again please. Not one today unfortunately as all the direct debits came out this morning but hopeful for the weekend. 2 -
Bagging myself my ice cream today as my first NSD of the month
2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 309🥉🥈🥇💎🏆
Big kitchen declutter challenge 92/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Not one today, weekly grocery shop on a Friday, but am hopeful of not spending now until Monday
- Grocery Challenge: April £263.60 / £250
3 - Grocery Challenge: April £263.60 / £250
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another today 2/20 thanks cathybird have a great weekend folks x
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No 2 for me.
I dont count petrol or food unless over budget.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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