NST Jolly Joyful July
mothernerd
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NST July
JOLLY JOYFUL JULY
A bit of a thoughtful challenge this month (there are still actions to take). Just looking at things from a different perspective and finding new ideas and techniques (as well as support for those who are struggling with life, physical or mental health or just 'too much to do'.
JUST because you can't do it all, doesn't mean you can't do anything. Just make a start. Just try. Just start. Just do it.
OVERVIEW of the month. Set your budgets. Work out what social activities and other commitments the month holds. Audit the food in your cupboards, your freezer and fridge, plan meals (home cooking will save you ££££) and work out what you NEED to buy
LOVE your body. It has served you well (despite your neglect). How can you show your body some love and care?
LOOK at your relationship with food. I have been reading back through some of the Specialist Weight Management Service paperwork and one of the reasons we eat when not hungry was "almost any emotion". We eat when we're sad, have had a 'bad day', we eat for comfort, because we're too tired to 'bother'. We eat in good times - to celebrate, when we join with family or friends, alongside a marathon binge watch or the 'Euros', for a little treat. Nourish your body. Look at the emotion or problem you are 'treating' with food - find a way to tackle the underlying problem or ways to change your thinking so that you minimise the way it affects you.
YOU should pay to debt or savings first, live on what is left over. Consider a No Spend Month (I don't think it's viable, making and freezing a whole month's meals first is just cheating by moving a chunk of next month's budget onto this month's spending and for those who do not live alone, especially those living with teenagers or young adults, a month's worth of supplies can be devoured in a weekend), a no spend week, a run of no spend days. NSD targets this month - beginner 10, regular 10 - 20, expert 20 - 30. You choose.
JOYFUL Movement. This is a theory that seems to have been prevalent around 2018. It's basically about finding things you love doing. Moving with joy replaces exercising as a punishment (not applicable to apple). I used to walk nearly everywhere but it wasn't as satisfying as 'going for a walk'. Going for a walk cleared my mind, gave me space to notice all the wonderful things around me, the regular pacing became a meditation.
OVERVIEW of the next six months. Welcome to the second half of 2021. Medium goals are 3 - 6 months. Where are you and where do you want to be in six months? Then set SMART goals
Specific (simple, sensible, significant)
Measurable (meaningful, motivating)
Achievable (agreed, attainable)
Relevant (reasonable, realistic and resourced, results based)
Time bound (time based, time limited, time/cost limited, timely, time sensitive)
for this month, this week, each day - even a baby step you can do right now. Baby steps in the right direction is the key.
YOU Need to DANCE. Research has proven that dancing frequently offers protection against dementia. Reading = 35% decreased risk of dementia, bicycling and swimming 0%, doing crossword puzzles at least 4 times a week 47%, playing golf %, dancing 76% (suggestion is lessons 4 times a week). done by the Fred Astaire Studio so maybe some bias. However if you put on some music it's almost impossible not to dance no matter how tired, bored, depressed or ill you are.
FOCUS on being positive. Joy is the happiness that doesn't depend on what happens. Be kind to yourself. If you are struggling focus on easy achievements and baby steps, your confidence will grow with each achievement. Focus on what you have done not what is still to do. The good things in life and in each day.
UNCERTAINTY is all around us. We don't know what is going to happen next and this is bad for our mental health. Very little is within our control but planning and preparation can save you money, time and effort. Having an emergency fund, looking for other jobs if your current one is under threat (or you hate it), finding ways to relax and recover if your job is super busy or stressful are all practical steps. Being aware of your mental health and having a list of mood lifting activities (even if it's recognising that you're all done and need to hide in a dark corner and cry) is essential. This doesn't mean cultivating an 'I'm all right Jack' attitude' - if you can help a friend, a neighbour, a stranger you should do so (unless you are constantly giving of yourself to the detriment of your mental or physical health).
LISTS. We all need them. I have collected a few (not sure where they all are because I was too tired to resist the machine's suggestions on where they should go). Foods that lift your mood, support your immune system, help hydrate you if you find it hard to drink enough. Lots of activities. Simple obvious ones like the 'to do' list (or a not to do list). If everything is whirling around in your head, do a brain dump - scribble it all down on paper until your head is clear and then start to sort it. Things to buy (investigate steps to take before buying - borrowing, using something you already have). Some of these will go with the daily quotes.
JULY STAYCATION (or whenever you feel like it or it's permitted in the next 6 months). I have suggestions for everyone from families to singles (feel free to chip in with your own suggestions). We need to find ways to celebrate, have fun and be happy each day. However if you have children, may I suggest you do not plan their every waking moment. It's their holiday, they should have some down time. We all need to learn to spend time alone, they may need sleep (that's how they get to grow inches overnight), time to read, contemplate (okay they're in their room on the games console) but they need to have space and to make their own choices.
USE it or lose it. Declutter. Make space in your life for new dreams, projects, ideas, people or pets. If you have old craft supplies, clothes that no longer fit (or will be ten years too young for you by the time you get in them so remind you of things you haven't achieved - were those goals realistic?) anything that doesn't have a place in your life now then sell, donate or bin them. If you have a bucket list, review it and think long and hard about any items that have been on there for a while - SMART? or are they a reflection of who you thought you should be. Dream big but make it your dream.
LOOK forward. Enjoy seeing friends and family when it is safe to do so. Pass on cards and presents in good time. Think about home made gifts. Put blame where it belongs - the two largest increases in COVID are in Cornwall - at the site of the G7 meetings and at the place the journalists stayed. You aren't short of money or overworked because people are homeless, disabled or unemployed or 'the wrong colour'. Be kind, everyone you meet is carrying some sort of burden and people are not valued by the necessity of what they do.
YOU should give thanks every day (gratitudes).
The challenge lasts from the 1st to the 31st July. Remember you don't have to do everything, do what you can and just start.
JOLLY JOYFUL JULY
A bit of a thoughtful challenge this month (there are still actions to take). Just looking at things from a different perspective and finding new ideas and techniques (as well as support for those who are struggling with life, physical or mental health or just 'too much to do'.
JUST because you can't do it all, doesn't mean you can't do anything. Just make a start. Just try. Just start. Just do it.
OVERVIEW of the month. Set your budgets. Work out what social activities and other commitments the month holds. Audit the food in your cupboards, your freezer and fridge, plan meals (home cooking will save you ££££) and work out what you NEED to buy
LOVE your body. It has served you well (despite your neglect). How can you show your body some love and care?
LOOK at your relationship with food. I have been reading back through some of the Specialist Weight Management Service paperwork and one of the reasons we eat when not hungry was "almost any emotion". We eat when we're sad, have had a 'bad day', we eat for comfort, because we're too tired to 'bother'. We eat in good times - to celebrate, when we join with family or friends, alongside a marathon binge watch or the 'Euros', for a little treat. Nourish your body. Look at the emotion or problem you are 'treating' with food - find a way to tackle the underlying problem or ways to change your thinking so that you minimise the way it affects you.
YOU should pay to debt or savings first, live on what is left over. Consider a No Spend Month (I don't think it's viable, making and freezing a whole month's meals first is just cheating by moving a chunk of next month's budget onto this month's spending and for those who do not live alone, especially those living with teenagers or young adults, a month's worth of supplies can be devoured in a weekend), a no spend week, a run of no spend days. NSD targets this month - beginner 10, regular 10 - 20, expert 20 - 30. You choose.
JOYFUL Movement. This is a theory that seems to have been prevalent around 2018. It's basically about finding things you love doing. Moving with joy replaces exercising as a punishment (not applicable to apple). I used to walk nearly everywhere but it wasn't as satisfying as 'going for a walk'. Going for a walk cleared my mind, gave me space to notice all the wonderful things around me, the regular pacing became a meditation.
OVERVIEW of the next six months. Welcome to the second half of 2021. Medium goals are 3 - 6 months. Where are you and where do you want to be in six months? Then set SMART goals
Specific (simple, sensible, significant)
Measurable (meaningful, motivating)
Achievable (agreed, attainable)
Relevant (reasonable, realistic and resourced, results based)
Time bound (time based, time limited, time/cost limited, timely, time sensitive)
for this month, this week, each day - even a baby step you can do right now. Baby steps in the right direction is the key.
YOU Need to DANCE. Research has proven that dancing frequently offers protection against dementia. Reading = 35% decreased risk of dementia, bicycling and swimming 0%, doing crossword puzzles at least 4 times a week 47%, playing golf %, dancing 76% (suggestion is lessons 4 times a week). done by the Fred Astaire Studio so maybe some bias. However if you put on some music it's almost impossible not to dance no matter how tired, bored, depressed or ill you are.
FOCUS on being positive. Joy is the happiness that doesn't depend on what happens. Be kind to yourself. If you are struggling focus on easy achievements and baby steps, your confidence will grow with each achievement. Focus on what you have done not what is still to do. The good things in life and in each day.
UNCERTAINTY is all around us. We don't know what is going to happen next and this is bad for our mental health. Very little is within our control but planning and preparation can save you money, time and effort. Having an emergency fund, looking for other jobs if your current one is under threat (or you hate it), finding ways to relax and recover if your job is super busy or stressful are all practical steps. Being aware of your mental health and having a list of mood lifting activities (even if it's recognising that you're all done and need to hide in a dark corner and cry) is essential. This doesn't mean cultivating an 'I'm all right Jack' attitude' - if you can help a friend, a neighbour, a stranger you should do so (unless you are constantly giving of yourself to the detriment of your mental or physical health).
LISTS. We all need them. I have collected a few (not sure where they all are because I was too tired to resist the machine's suggestions on where they should go). Foods that lift your mood, support your immune system, help hydrate you if you find it hard to drink enough. Lots of activities. Simple obvious ones like the 'to do' list (or a not to do list). If everything is whirling around in your head, do a brain dump - scribble it all down on paper until your head is clear and then start to sort it. Things to buy (investigate steps to take before buying - borrowing, using something you already have). Some of these will go with the daily quotes.
JULY STAYCATION (or whenever you feel like it or it's permitted in the next 6 months). I have suggestions for everyone from families to singles (feel free to chip in with your own suggestions). We need to find ways to celebrate, have fun and be happy each day. However if you have children, may I suggest you do not plan their every waking moment. It's their holiday, they should have some down time. We all need to learn to spend time alone, they may need sleep (that's how they get to grow inches overnight), time to read, contemplate (okay they're in their room on the games console) but they need to have space and to make their own choices.
USE it or lose it. Declutter. Make space in your life for new dreams, projects, ideas, people or pets. If you have old craft supplies, clothes that no longer fit (or will be ten years too young for you by the time you get in them so remind you of things you haven't achieved - were those goals realistic?) anything that doesn't have a place in your life now then sell, donate or bin them. If you have a bucket list, review it and think long and hard about any items that have been on there for a while - SMART? or are they a reflection of who you thought you should be. Dream big but make it your dream.
LOOK forward. Enjoy seeing friends and family when it is safe to do so. Pass on cards and presents in good time. Think about home made gifts. Put blame where it belongs - the two largest increases in COVID are in Cornwall - at the site of the G7 meetings and at the place the journalists stayed. You aren't short of money or overworked because people are homeless, disabled or unemployed or 'the wrong colour'. Be kind, everyone you meet is carrying some sort of burden and people are not valued by the necessity of what they do.
YOU should give thanks every day (gratitudes).
The challenge lasts from the 1st to the 31st July. Remember you don't have to do everything, do what you can and just start.
My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
NST SEP No 1 No Debt No mortgage
8
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Mortgage free as of 1st August 2013
NST March 2022: March movement NSD 11/20
Debt 21/09/2020 = £21,170, current debt £5,825
Goals
Mini goal 5: remaining debt paid off in the 0% period
Main goal: Debt-free and saving!
EF 2020 - May £140/£6000 2%
Housing fund 2020-2023 £1175/6000 19%
Loose 8kg in 2022 1/8 kg, Writing meditations 2022 5/52
I now also have a bills fund w £140 in it, so don't always have to dip into e fund.
Raise extra funds: March £29.83/400 7.5%
MFWDate: very soonish. I hope...
Living frugal to live fuller
NST June #12 NSD 5
2022 Mortgage Free Wannabee #81
2022 Decluttering Campaign member
MFWDate: very soonish. I hope...