We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Student Credit Cards - do they exist?
Comments
-
aris said:inthezeroroom said:aris said:
Thing is he does have the money - the credit card is just a tool he is using to his own advantage. Clearly you don't like them - which is fine.For me the point is:I get cashback on all my spendI have S75 protection on all my spendIt is more convenient than cashIt is safer than cash - and safer than a debit card.It allows me to book hotels, hire cars, airline tickets - many of which require credit card pre-auth.I have no other debt - so it keeps my credit history ticking along.But that's just me - everyone has their own reasons.Each Christmas we get about £80 cash back from one card and another £30ish in M and S vouchers from another which both go towards Christmas. We have two cards because one isn't accepted everywhere1 -
My offspring when students managed to get credit cards from their current account provider without any problem. Initially their credit card limit was quite low -£250 from memory- but it did increase as they proved themselves to be responsible.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
If your son is already 21, how much longer is he going to be a student for?
0 -
aris said:So - do student credit cards exist? I'm happy to sign surety for it, and even a low £250 or £500 limit is quite fine to start with. Thing is - I can't seem to find any cards which do not require you to move your current account too. He currently banks with Barclays.Any ideas?
Tbf - any credit card is suitable if accepted so maybe a good place to start is their own bank and if they are declined then perhaps a sub-prime card like Aqua/Vanquis etc. I see they bank with Barclays who offer a Forward Credit Card which is a starter card so worth looking into - may be best to do an eligibility checker to gauge probable acceptance.
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
In the end, he managed to get an Aqua card. Going with his own bank had too many roadblocks. Maybe once he has a bit more of a credit history, he will be able to apply for other cards.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards