Three years to get debt free

Willowtree222

Test came back negative which is great so I’m back in work today. I’ve had a message about DD though and I’m just clarifying whether it means she has to isolate or not as it’s not clear. So I can go back, but we might be off again.

My bike arrives on Friday so I’m really excited for that.

I’ve had a few pounds paid into my account from selling and it now stands at -£100 is rather than the -£350 it was last week. I’m going to delay getting the living room done though to give me a chance to recover my finances. The month part time had a huge impact and I need time to sort it. I don’t want to add more pressure to me when I’m trying to make payments and sort myself out so I’m not adding more debt when I want to sort my debts out x

Willowtree222

Slowly bringing my overdraft down. I’m now minus £77 which is progress. One item I bought hasn’t arrived so a £51 refund should be heading my way by Friday. Too late for payday but at least I know it will help absorb some of my wages that will cover the overdraft. That leaves me with less than £30 in my overdraft. Ex still owes me £40 but not likely to ever get that back now.

I have plans with DD on Saturday and then she is going out with her dad on Sunday. 

My bike arrives on Friday. That is exciting! X

Willowtree222

Day before payday I was -£72. That’s a huge improvement. I’m due a £51 refund that I should get early next week now.

going to be very careful this month x

Parkyp

Ooh how excited are you for your bike coming tomorrow. Does dd know ? 

-£72 is good going considering it was much higher last week x

Willowtree222

Parkyp said:

Ooh how excited are you for your bike coming tomorrow. Does dd know ? 

-£72 is good going considering it was much higher last week x

Yes, she knows! I need to sort out insurance though for it! X

Willowtree222

Hi, all.

payday and £72 absorbed. I’ve avoided paying anything yet as I want to make sure I’m sorting it all out in my head and budgeting right. I do feel in a much stronger position this month as I’m aware of it and not going to be reckless and over pay and end up in my overdraft again. Mortgage and car come out tomorrow so I’ll see what I have left then before paying off some of my credit card.

I’ll get there. I’m just taking it easier now x

Sun_Addict

Will DD be able to go on the back of your bike?

Fidelia

Happy New Bike.  Sounds like some fun times ahead.

Just thought I'd mention, in case you plan to declutter any books this weekend, that WeBuyBooks have an extra 10% offer again.  Closes midnight on Monday.  Code is  WBBMAKEEXTRA10  

Parkyp

Morning,
Did the bike arrive ? X

Willowtree222

Sun_Addict said:

Will DD be able to go on the back of your bike?

Fidelia said:

Happy New Bike.  Sounds like some fun times ahead.

Just thought I'd mention, in case you plan to declutter any books this weekend, that WeBuyBooks have an extra 10% offer again.  Closes midnight on Monday.  Code is  WBBMAKEEXTRA10  

Parkyp said:

Morning,
Did the bike arrive ? X

mORNING,

Not yet, Sun addict. She is a little too young and also I need to do my full licence for her to be able to do that. 

Thanks Fidelia, I have put the in the loft ready for a car boot as it's the ones that WBB don't want now! I think I have sold them everything they could ever ask!

Yes, Parky. It did! Very very exciting that it arrived yesterday. I can't ride it at the minute though as I am in a lot of pain with my shoulder. On Monday, it took a knock in work. 

Will update below. x