Three years to get debt free

Parkyp

Hi, sorry to hear the hospital appointment didn’t go well. To be honest you have been doing so much lately that I had wrongly assumed it wasn’t giving you any more issues.

Glad your ring fitted, that’s quite a few things you’ve managed to sell, every little helps we’ll it will when they eventually pay 🤦🏽‍♀️. 

Did you get the childminding costs sorted x 

Willowtree222

Parkyp said:

Hi, sorry to hear the hospital appointment didn’t go well. To be honest you have been doing so much lately that I had wrongly assumed it wasn’t giving you any more issues.

Glad your ring fitted, that’s quite a few things you’ve managed to sell, every little helps we’ll it will when they eventually pay 🤦🏽‍♀️. 

Did you get the childminding costs sorted x 

Thanks Parky,

I was just getting in with it thinking the mobility will come back but they’re saying it might not. 

No to the childminder, I need to sit down and work it all out.

I get paid some money today so that is great. Then some on Saturday. I’ve just analysed my spending and it doesn’t seem loads out of the ordinary so think I’ve just over paid on my credit card ad not managed my money well this month. Just shows how out of touch I am with it! 

I’ll need to sort that.

the big unit was collected last night so that has now gone. 

X

Buffythedebtslayer

Hey up, have been awol due to work, I m so impressed with your decluttering and the concept of an empty conservatory  is so alien to me I can't even imagine it! 

Really impressive XXX 

Willowtree222

Buffythedebtslayer said:

Hey up, have been awol due to work, I m so impressed with your decluttering and the concept of an empty conservatory  is so alien to me I can't even imagine it! 

Really impressive XXX 

Thanks Buffy x

Willowtree222

Afternoon everyone. A few days until payday and I’m in my overdraft. Doing my best to get out if it and have dropped it by £100 already with another £60 due this week. It won’t stop me totally. It’s the overspend from the uniform with the childminder that did it. I still haven’t worked it out but will do next week. I know it’s not right so need to sort it. 

Got to ensure I’m not doing this again come August pay day. It’s summer holidays and therefore that means that more money will be spent. 

Parkyp

Morning willowtree

At least you have dd uniform in and don’t have to worry about that. Hopefully you’ll get time to sit down and work out the child minders fee. 

I went to town yesterday and notice next sale was on, no were  near as much sale stuff as usually but I got 4 pairs blk trousers for work. A winter coat for £30 that I did have my eye on at Christmas time but couldn’t justify the £80 price tag at the time and bought quite a few perfumes that were half price that I plan to put away for Christmas and two bottles for myself (the Gold one it is a copy YSL Cinema  and pink is Ralph Lauren Romance) They don’t last as long as the originals but at a fraction of the price can spray again later if you need to. Do I feel quite good being organised 🤣

I don’t have any plans for today just catch up with housework and ironing. Enjoy your Sunday x

Willowtree222

Parkyp said:

Morning willowtree

At least you have dd uniform in and don’t have to worry about that. Hopefully you’ll get time to sit down and work out the child minders fee. 

I went to town yesterday and notice next sale was on, no were  near as much sale stuff as usually but I got 4 pairs blk trousers for work. A winter coat for £30 that I did have my eye on at Christmas time but couldn’t justify the £80 price tag at the time and bought quite a few perfumes that were half price that I plan to put away for Christmas and two bottles for myself (the Gold one it is a copy YSL Cinema  and pink is Ralph Lauren Romance) They don’t last as long as the originals but at a fraction of the price can spray again later if you need to. Do I feel quite good being organised 🤣

I don’t have any plans for today just catch up with housework and ironing. Enjoy your Sunday x

ThanksParky, yes, that is one less worry.

I have £125 to pay into the bank tomorrow and also £65 from sales to go in. That will mean I’m just in my overdraft. The cash is a credit card purchase though so does really need paying off that. I’ve spent on that too. 

All of my debt is reducing. I’m going to focus on my overdraft and credit card first before then sorting the loan. I need to be in a better financial position.

ive had a lovely weekend with DD and need to sort out her clubs when I get paid this week. I need to book her in for a few more days so she can have fun and stay active. I think a day a week is absolutely fine for her and then hopefully we will be able to dl Wales for a week. Fingers crossed anyway. X

Kitten868

Great work on the decluttering and having a lovely weekend with your little girl. 
Don't beat yourself up. You're making steps to fix things and you're improving every month. Plus you have to buy the uniform so one fewer expense later. Keep swimming xxxx

Willowtree222

Kitten868 said:

Great work on the decluttering and having a lovely weekend with your little girl. 
Don't beat yourself up. You're making steps to fix things and you're improving every month. Plus you have to buy the uniform so one fewer expense later. Keep swimming xxxx

Thanks Kittens. x

Willowtree222

Morning, 

I have been sent home from work after spending some of the morning coughing. I haven't coughed since being home and I wasn't coughing before I went to work. I wonder if something there has aggravated my chest. I have to have a negative PCR to now go back into work so I am booked in this morning and hoping to return tomorrow. 

I didn't stay up to watch the football last night. I heard the neighbours so knew when we had scored. I woke up just as the penalties were being taken and watched them. Such a shame to go out at that stage.

Yesterday I was supposed to go out. DD was being picked up by her dad and then he turned up and between them they decided they would stay in the house and not go where they were planning which means I had to cancel my plans. It wasn't anything major but frustrating as I did have somewhere I wanted to go. I really need to make sure this stops happening as my plans are always changing and it is getting me down. 

Pay day is this week. Thursday will be a good day. I need to make sure I am more focussed this month and careful with my money. x