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Pay for the future and not the past

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  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    You will never look back once you own a electric car. I drive roughly 24 miles everyday to and fro from work and bought a basic Nissan Leaf in 2018 (2015 model - used car) and I am so glad I took that step. 
    Before that I used to spent £120 on fuel every month now mostly £20 a month for charging which we got installed on our driveway. 
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • Loveactually
    Loveactually Posts: 385 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Even the service and MOT are also cheaper as they are not many parts just battery. Since I bought my car I did not have any repairs just annual service and MOT
    Saving goal for BTL mortgage - 28600 / 60000 ( July 2021) , 37600/60000 (December 2021) , 39300 / 60000 (august 2022) , 41000/60000 ( January 2023)
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I loe my electric car too, been driving electric for almost 5 years now. There are so many options now, especially if it's not the only car in your household. Renault Zoe are excellent value for money I think, that was my first electric <3
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Seems I need to figure out the practicalities of it then! 

    Great day yesterday, busy with my daughter but got paid, moved lots of money into various pots and went and did a massive replen food shop! It was actually great! 

    Listed a few more things for sale today, still tinkering away.
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    My day started well too, went for a run, should try and squeeze in some strength, now back to work and I keep procrastinating something that needs done by lunchtime, I better leave the forum and get on with work :lol:

    I have uninstalled Olio as there was never antyhing there, what's a food waste hero?

    Have a great day!
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    All this running…I feel exhausted 🥱😁
    well done on all your hard work. I too got the light bulb moment when I realised I was paying for things I’d had or forgotten about ages ago. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @jokono I do love a monday run, i always feel SO much better. @WinterWarrior even just a morning walk serves the same purpose :)

    I know the feeling well of procrastination however my role currently doesnt have many deadlines or much structure at all really and ive realised i need it. I plan to have a chat with my (kind of) manager to day about it but trying to find the right way to describe said feelings without sounding like im not working hard is a challenge!

    The FWH's are the people who have volunteered to collect the foods from the supermarket or wherever and who list it all for collection. I live in a little village about 8 miles from town (although only 4 miles from a T3sco)  and so really wasnt expecting to see much on there but ive picked up a box of stuff for the last 4 weekends! You could maybe look to see if there are any collection slots within your area and become a FWH if you have the spare time available for it, i think you get dibs then on what you pick up to and would certainly be helping your local area if there isnt much around by way of listings. 

    @WinterWarrior I read once that an accountant gets the most job satisfaction of all jobs. They stated that this was because the role always involved problem solving, finding answers or making something balance and it gave such a euphoria moment when you got to the bottom of it. Whilst i dont believe the statement to be true having worked in finance for the last 14 years -i can really relate to it :)
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I'm almost done with my task, but popped in for a quick break :lol:
    I'm a programmer (sort of) and get the same high after getting the code right for a complex problem. I'll look closer into the FWH, thanks!
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • QueenJess
    QueenJess Posts: 4,484 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
     I read once that an accountant gets the most job satisfaction of all jobs. They stated that this was because the role always involved problem solving, finding answers or making something balance and it gave such a euphoria moment when you got to the bottom of it.
    That is absolutely hilarious! As an accountant, I can confirm that it definitely does not give the most job satisfaction of all jobs!  I do like the problem solving bit of it though..
    2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 309🥉🥈🥇💎🏆
    Big kitchen declutter challenge 92/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
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