Economy crash =/= stock market crash?

Type_45

george4064 said:

GazzaBloom said:

I'm no visionary but am about 7% down year to date including contributions into 100% equities index funds. We hold 3 funds, one each for my pension, wife's pension and S&S ISA.

No fannying around or piddling about with asset allocation here, just rising above the noise and buying in monthly regardless.

The only thing I have done in significantly increase my salary sacrifice from March to buy more.

I'm down c. 19% on a performance basis, and including contributions I'm down c. 15%. Not a surprise at all with my Global All Equity IT/ETF portfolio, and with c. 30 years to when I need the funds I'm rather enjoying the downturn pick up cheaper units/shares.

Broadly, the market is down about 20%. So you're entirely in keeping with that.

It's no surprise, of course, that the frequenters of this board are the outliers who are beating those odds. It's absolutely expected.

Alistair31

Could be worse (benchmark is FTSE all share)

Swipe

Type_45 said:

george4064 said:

GazzaBloom said:

I'm no visionary but am about 7% down year to date including contributions into 100% equities index funds. We hold 3 funds, one each for my pension, wife's pension and S&S ISA.

No fannying around or piddling about with asset allocation here, just rising above the noise and buying in monthly regardless.

The only thing I have done in significantly increase my salary sacrifice from March to buy more.

I'm down c. 19% on a performance basis, and including contributions I'm down c. 15%. Not a surprise at all with my Global All Equity IT/ETF portfolio, and with c. 30 years to when I need the funds I'm rather enjoying the downturn pick up cheaper units/shares.

Broadly, the market is down about 20%. So you're entirely in keeping with that.

60% more to go then?

Type_45

Swipe said:

Type_45 said:

george4064 said:

GazzaBloom said:

I'm no visionary but am about 7% down year to date including contributions into 100% equities index funds. We hold 3 funds, one each for my pension, wife's pension and S&S ISA.

No fannying around or piddling about with asset allocation here, just rising above the noise and buying in monthly regardless.

The only thing I have done in significantly increase my salary sacrifice from March to buy more.

I'm down c. 19% on a performance basis, and including contributions I'm down c. 15%. Not a surprise at all with my Global All Equity IT/ETF portfolio, and with c. 30 years to when I need the funds I'm rather enjoying the downturn pick up cheaper units/shares.

Broadly, the market is down about 20%. So you're entirely in keeping with that.

60% more to go then?

Yes.  Another 60% from the highs.  Doesn't seem so far down now, does it...

Prism

Just to add some example funds to see where we are at YTD.

Vanguard FTSE All World     -9.3%
Vanguard FTSE 100              +0.2%
Vanguard Global Agg Bond  -11.2%
iShares Physical gold           +10.4%
iShares Global property        -10.1%
iShares Global infrastructure +3.9%

A nice balanced portfolio should be doing just fine with relatively low losses - worth say that some of those funds have been helped by the rising Dollar.

Type_45

Prism said:

Just to add some example funds to see where we are at YTD.

Vanguard FTSE All World     -9.3%
Vanguard FTSE 100              +0.2%
Vanguard Global Agg Bond  -11.2%
iShares Physical gold           +10.4%
iShares Global property        -10.1%
iShares Global infrastructure +3.9%

A nice balanced portfolio should be doing just fine with relatively low losses - worth say that some of those funds have been helped by the rising Dollar.

I'm calling for an 80% drop peak to trough. Not YTD.


Gold looks good on that list!

masonic

Type_45 said:

I'm calling for an 80% drop peak to trough. Not YTD.

The S&P500 peaked on 3rd Jan 2022, so YTD is pretty much from the peak.

Type_45

But again - gold has done well this year when shown standing next to those other funds.

masonic

Type_45 said:

But again - gold has done well this year when shown standing next to those other funds.

Indeed, I don't regret adding it to my portfolio (using gold+cash as a bond proxy) for the first time last August. At some point I will want to return to a more traditional bond exposure. Trying to time that is going to be interesting. I don't want to miss the melt up!

MK62

Type_45 said:

george4064 said:

GazzaBloom said:

I'm no visionary but am about 7% down year to date including contributions into 100% equities index funds. We hold 3 funds, one each for my pension, wife's pension and S&S ISA.

No fannying around or piddling about with asset allocation here, just rising above the noise and buying in monthly regardless.

The only thing I have done in significantly increase my salary sacrifice from March to buy more.

I'm down c. 19% on a performance basis, and including contributions I'm down c. 15%. Not a surprise at all with my Global All Equity IT/ETF portfolio, and with c. 30 years to when I need the funds I'm rather enjoying the downturn pick up cheaper units/shares.

Broadly, the market is down about 20%. So you're entirely in keeping with that.

It's no surprise, of course, that the frequenters of this board are the outliers who are beating those odds. It's absolutely expected.

Not really.......down in USD terms may not be same as down in GBP terms.

The MSCI AWCI TR is down about 18% in USD, but the same index in GBP is down about 10%.