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The Next Phase
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Sounds positive 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Fingers crossed 🤞the big bosses don’t leave you waiting too long. Exciting times for you……when you first started planning to go part time…..it seemed such a long way off..and it’s nearly here already 😳January spends - £587.581
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Fingers crossed then -well done for taking the deep breath and raising it - hopefully the decision will be made in your favour and without too long a wait.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I have received a couple of forms to fill in from HR , big boss has approved it , just down to HR now as they will need to advertise for the other half of my hours . The 6th June has been suggested as a possible start date .Life is an adventure, never stop exploring.2
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Brilliant 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Wow, all falling into placeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Childminding day , the weather isn't great so won't be going far . DD was looking very tired this morning apparently youngest has been waking up very early . Even after 3 children she is just like she was when she was a child loved her sleep.Sorted out some new pots specifically for this year, parents Diamond wedding , my 60th , energy extra money for bills , plus another one for part time working . Hoping to fill these up as much as I can for the next 4 pay days .
It's all a bit worrying for most people all the rising prices .Life is an adventure, never stop exploring.1 -
Signs of spring coming in the park this morning.
Life is an adventure, never stop exploring.3 -
It’s all falling into place…..6 June will be a lovely time to reduce your hours….hopefully lots of sunshine for your unto enjoy with your free time 👍January spends - £587.581
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The snowdrops are lovely- we noticed lots yesterday……spring is on its way 🌼😁👍January spends - £587.581
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