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  • doingitanyway
    doingitanyway Posts: 9,892 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Your DGC are so lucky to have you ad great grandparents too. It is lovely to read how much you enjoy them.

    Great decision to go part time. I am sure you will manage what income you do have well and 6 months will fly by.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good decision and 6 months will soon pass. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • boxofpaws
    boxofpaws Posts: 757 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    Everything I am doing right now is so I can go part time as young as I can. Good decision SG
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd love to be part time too. Good luck with your plans
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great plan to reduce your hours.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Willowtree222
    Willowtree222 Posts: 8,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds good reducing your hours x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • milann
    milann Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You have to appreciate and make the most of everyday……as they say ‘tomorrow isn’t promised’ You will make it work…..the worse that can happen is you can’t manage and have to up your hours again.
    I don’t blame you one bit for going part time 👏👏👏
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went the opposite way and went from part time to full time. I’m afraid I’ll have to be full time until the day I retire. 5 years and counting. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,067 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I survived the childminding just. 
    Thank you for all your thoughts on part time working . 
    Yesterday was shopping, still managing to keep my shopping below £30 a week that's for everything . 
    Today I am off on a walk with my good friend , we are hoping for around 5 miles if we go the right way . The weather is dry at the minute but cloudy. 
    Can't believe DGS 2 is one year old on Wednesday, time does fly by , well after January it does. 
    Does anyone have a good recipe for celery soup ? 
    Life is an adventure, never stop exploring.

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,067 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    A good walk around one of the biggest parks in the area and also the highest point in the borough. The town one way and the Pennines the other. Coffee was bought and we did 5 miles . Feel quite invigorated and ready for the week ahead. 
    Life is an adventure, never stop exploring.

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