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The Next Phase

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  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,071 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Not feeling the best today, seem to have got my cough back and the runny nose back. The LFT keep saying negative , so maybe just another cold . 
    My DGD loved doing her show last night and was very excited . 
    It's still very foggy round here as it was last night , but need to do the shopping for parents and myself. 
    At least after today I won't be seeing anyone until Wednesday so hopefully being at home will make me better for Christmas. 
    Have a good Sunday everyone. 
    Life is an adventure, never stop exploring.

  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I hope you feel better soon. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Willowtree222
    Willowtree222 Posts: 8,195 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you’re better soon. It’s very foggy round here at the minute.

    Congrats on your EF too x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon. Glad your DGD's show went well.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,071 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    It seems worse at night, feel okish now after fighting the supermarket visit. Got to give my local Aldi they had a lot of staff in , filling up . 
    Just some veg to buy Thursday and that's it now . Don't buy loads as no one eats it . Looking forward to finishing on Wednesday and spending time with my family and getting outside for walks . 
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you feel better soon 👍
    January spends - £587.58
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,071 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm pleased to say all my presents are wrapped .
    Life is an adventure, never stop exploring.

  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo that's an achievement. I was giving cash to someone but they've now asked for some books so I have a few more items to wrap now.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the present wrapping SG2 - astonishingly I'm in the same position, not sure that's ever happened so early before but I'm loving it!  Hopefully your cold will do the decent thing and get itself gone soon! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,071 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Had a face to face appt with a doctor today , I have a chest infection so antibiotics given. Plus am having an X-ray next week as a precaution due to my stent in my lung. I can have no complaints about my doctors today , phoned at 8am , call back at 9.30 appt at 12. 

    My team have been hit by Covid this week , 4 people have tested positive, so glad we are all at home . I do have to go to work on Wednesday but going in for 7.30 and hope to be back home by 10 . 

    Having an early night tonight . 
    Life is an adventure, never stop exploring.

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