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Must try harder!
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Good morning and happy pay day! The money was briefly ‘resting in my account’ (as father Ted would say), but I have done the shuffle and am back to poor now…it was nice while it lasted 😅 Money sent to savings, pb’s, pots and regular £80 mortgage overpayment, leaving me with dd money, all expected and planned spends and then a reasonable £300 pocket money for June.
The perfume I bought is sadly coming via evr1, so I might not see that for a long time. It took 3 days just to set off and will no doubt sit in a local depot somewhere for over a week, or until I complain 😒
Just work for me today, so nothing exciting, but I did miraculously lose 0.6 overnight and have dropped into the next pound bracket…yay!
I hope you all have a wonderful Wednesday 🌞☕️☀️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Happy Payday! I haven't done the money shuffle yet so I'm still rich at the moment
Well done on getting into the next lb
My favourite perfume is one from Lidl. I don't know if it was an imitation of something or not, but I bought several bottles a couple of years ago when I liked it. I don't think they sell it any more so I have to buy it from ebay or amazon at inflated prices, but it's still cheap compared to branded perfume."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thanks @jwil, enjoy your lovely rich moments 😁
How annoying that they stopped selling your favourite 😖 mine was just under £20 for 100ml and I have high hopes for it, but we shall see 😬. I absolutely couldn’t stomach paying £50 for a tiny bottle these days, I have definitely been educated. Perfume tends to last me for years as I never think to use it unless I’m leaving the house and I’m chained to the desk 5 days a week 😅
I’m having to wait for my credit card to catch up today as there is about £11 missing from the full available spend total. I pay it off immediately when I order anything using it, so I don’t know why it isn’t showing full available balance. It could just be something catching up, so I’m waiting to see what happens when it settles and if there’s a payment I forgot (highly unlikely), or if there’s something that shouldn’t be there.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
I’m loving the way your keeping track of the calories….it’s so hard. Hang on in there though we can do it and it’ll pay off in the end👍
You live near some beautiful places - I’m seaside jealous. Are you close enough to a beach to get some steps in after work. I’ve been loving my seasidey jaunts out in the Motorhome but miss being at home …..maybe I need a seaside move so I get best of both worlds.
I love Paul Smith Woman perfume. A relative used to design for him and used to get it me from the staff shop. Unfortunately they moved jobs, so I use it very sparingly these days.January spends - £587.582 -
Good morning and happy Thursday ☕️☕️☕️
I went down a whopping 0.1 this morning…every little helps I guess 🤭 I need another 0.4 to get to the next pound bracket. I’ve been tracking the downs (and ups) all year and think I may be a bit obsessed. I’m not keen on the muscle and fat measurements on my scales as it seems a bit random, although I guess the long term view is good for the bigger picture. However, each day is very random as one day I’m being congratulated for gaining muscle and the next day I’m losing it 🙄 I am now just 3lbs over the top weight, which I told myself I would never, ever go over 😅….. I guess I didn’t stick to that then! I think when I get to my target I will revisit that and give myself a top weight, so if I get near it I can address it straight away, instead of having to go through a year of dieting.
I ended up buying some items we are running low of yesterday (Dreamies, pop, chicken bonios…just the essentials 😬), so have reduced my June spend to £230. Still perfectly doable as I’ve accounted for everything else (dd’s, fuel, birthday presents), so this is just for anything I (or the pets) want. I’ve also thrown £100 back at the pots as well as recovering and adding to my savings. I’m not likely to have much to save in July because of car stuff, so June needs to be a big push. Then next year of course my car pot will be full to the brim again so there’ll be no issue, it’s just sadly this year having a flurry of breakdowns and repairs bottomed it out very quickly.I was telling a colleague yesterday about my dungarees and how they were really close to ones I’d had in the early 90’s…’oh that’s before I was born’ she said. Turns out I would have been the same school year as her mum….sigh! Can anyone recommend a good purple rinse and a pinny? 🤣🤣🤣
I hope you all have a fabulous Thursday ☀️☕️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
It's easy to get obsessed with the scales, I have to be very careful.
I'm with you on the feeling old. I was watching something the other day and googled one of the characters who I thought was a bit older. Turns out he's the same age as me. I'm officially 'older' now! I still think the 90s was around 10 years ago, and have a shock when I realise it was actually 30 years ago!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I can also be quite obsessive about the scales, just a shame I don't with what I'm stuffing into my face! 🤣
I'd love a pair of dungarees, used to have the short type ones in the early 90's but don't think I could pull them off now. Too rotund. People might think I was pregnant 🤰
Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again1 -
I struggled with my weight...till I was diagnosed with really serious type 2 diabetes. Went onto a low carb diet and much to my amazement, lost 2 stone and reversed the diabetes. The consultant said that fat's been unjustly demonised and it's driving people towards high carb diets, which in turn is driving an explosion in diabetes. I still have a little way to go but I cannot believe what a difference it's made. PS I used to count calories, was with WW on and off for years. Now I never count calories, just think about carbs. Time restricted eating (aka intermittent fasting?) has also helped I think. Love Humdinger xx5
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I do agree about the demonisation of fat. The explosion of 'fat-free' yoghurts & similar which appeared from the 1980s just ensured we ate less of something good for our skin, brains & just about everything else & stuffed ourselves with extra sugar & artificial sweetening chemicals instead. It's such a shame people avoid things like avocados, oily fish, nuts & seeds, etc, because "they'll put weight on". Our bodies need healthy fats to function & i bet those healthy examples go straight to the bits of our bodies which need/use them rather than jumping straight onto our hips. I don't even buy reduced fat hummous any more, having read that it will most likely just contain less tahini, which is the most nutritious thing in it.
Bread & carbs, however.....I am not diabetic & don't exclude them, but it is noticeable how much more successful my weight loss is if I only select bread for one meal a day.....even if I replace it with something else which contains the same number of calories. As a serial dieter since my teens, & growing up through the 70s & 80s, it feels like I have had to un-learn all the old dieting lore & instead, read up on the new scientific/nutritional thinking.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
As ever @foxgloves you are spot on! Avocado is so good for us - hoovering up cholesterol and chock full of good fat- that some people say you should eat it daily! Additives are so bad; cook from scratch food your granny would recognise and it's good for both health and finances. Right, I'll put my soapbox away. Love Humdinger xx3
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