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Must try harder!
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We play a lot of card games including forecast whist and a game called vonk which is a variation of rummy. She shuffles like a pro, could be a croupier or professional poker player when she grows up 😂
Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again4 -
Happy Monday...what on earth happened to the weekend?
Hoping for an NSD today as I bought some bargain sparkling wine yesterday (and it won’t get delivered until next week!).
I did make a start on tidying the office, but only got as far as the craft desk. My work desk is still overloaded and I added to it with things I’ve found 🙄 I found a lovely adult colouring book of cats so put that within reach...it will be a change from doodling when I’m in meetings. I need to multitask when I’m listening or I just zone out and come back with a bump if my name is mentioned...my attention span is shocking.I need to update my money spreadsheets and report the latest damage 😬 I’ve let them slide for a week. I prefer them when I’m being all MSE, rather than doing the updates of shame 🤭 BUT this week I will be very good...I will!The sun seems to be shining...it didn’t bother at all yesterday.
I hope you all have a wonderful day ⭐️🍫Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p16 -
I’m terrible in meetings for my thoughts drifting off, my attention span is rubbish. 9 times out of 10 I’m the note taker so that helps keep my attention as I’m doing something rather than just listening 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Have a good week
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I don't do spreadsheets. I prefer the pots method so have about a 30 minute sit down on the 1st of every month where I divide what I need from my main accounts into different savings accounts so it's all divvied up. Then I just transfer it over to my main current account when I need to spend it.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund3 -
I try and do both...try 😬Kakiste said:I don't do spreadsheets. I prefer the pots method so have about a 30 minute sit down on the 1st of every month where I divide what I need from my main accounts into different savings accounts so it's all divvied up. Then I just transfer it over to my main current account when I need to spend it.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
I love spreadsheets but probably because I use them a lot for work. It’s whatever works for you in the end.
I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
I too love a spreadsheet and have a simple cash flow statement going at the moment. I then write endless lists Also 🤪Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest2 -
Same here SA, I do love formulas and worksheets for everything 😬
and yes MissRikkk lists too. So many lists...beautiful notebooks, scraps of paper, post it’s, desk jotter....so many lists 😬Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Happy Tuesday...I’m late today. Already at my desk and working 20mins before MSE update...unheard of!
I’m late as my windfall arrived...hurrah...so I was paying things before I got out of bed. Just one more to go and then I need to behave myself.
It was cool here yesterday (10 degrees) and looks a bit cloudy today.The garden is full of baby birds being fed, I’m going through 6 fat balls a day and can’t keep up!I hope everyone has a wonderful day ☀️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14
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