📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Must try harder!

1530531533535536754

Comments

  • Good morning and happy Monday. Work today and not much else planned.
    I did a financial reshuffle for the car work on Friday and (as long as it stays under £600, which I’m hopeful for) I should still end the month flat again. So no savings, but no taking out either. This is amazingly good news as I have spent quite a bit on Christmas presents as well as last weeks car repair. This will make 2 months of practically no savings, but considering the dishwasher, new coats and other bits, I’m fairly pleased with that. Next year, all being well, I will make a real effort to add to them, although it will take maybe 3 years to get to my targets. There’s a lot that needs doing in the house, but I can live with it, so it’s not a priority.
    I hope you all have a great Monday, filled with all the good things you deserve ⭐️📚☕️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well done on the reshuffle. At least you haven’t had to dib into the savings you can build them up slowly again. 👍
    January spends - £587.58
  • I really think you shouldn't underestimate how big a deal it is to pay for car repairs etc without dipping into savings. That shows such financial resilience and getting to that point takes effort and dedication. Well done you. 
    Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
    April take lunch to work goal - 3 of 12
  • Morning WW and friends
    Elly Griffiths writes a series of crime and archaelogy novels set on the Norfolk coast. There are about 20 in the series which i have read in a random order! My Dad started reading one when he was here in summer and is sensibly reading them in the correct order :) 
    Hope your day goes well, getting closer to the weekend every minute...
    love Deni
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025
  • Happy Tuesday everyone. I’m just watching bake off and catching up.
    thanks @KeepOnKnitting, you’re very kind. 
    We managed to get a MrT Christmas slot, but the turkey we usually get wasn’t an option! They had no free range crowns that you didn’t have to flog a kidney to be able to afford! We’ve ordered a non free range, which is disappointing (for us and the poor turkey 😞). What on earth is going on with supply and prices? Everything seems to be shooting up at an astronomical rate. I saw a funny glass tree ornament on a different site, would have made a great extra present, but was £20! £20 for a single ornament, the worlds gone mad! 

    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • badmemory
    badmemory Posts: 9,762 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I think bird flu is most of the problem.  I believe that very soon they will no longer be able to call any eggs free range because of it.  I THINK the only free range turkeys are frozen because the farmers froze them before bird flu completely shut them down.
  • That’s interesting @badmemory. It’s a big difference between a roomy barn and the ones that are packed in so tight their legs can’t hold them up, so I hope they find a different labelling system to give us a better idea. 
    I just read that Russia have accidentally bombed Poland. I wonder if nato can step in now? 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Accidentally!!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • badmemory
    badmemory Posts: 9,762 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    They probably won't if they can prove it was accidental, but I thought they could explode them if they overshot.  No doubt we will find out eventually.  It could be deliberate if Russia wants to involve NATO so they can play the poor little us card.
  • badmemory said:
    They probably won't if they can prove it was accidental, but I thought they could explode them if they overshot.  No doubt we will find out eventually.  It could be deliberate if Russia wants to involve NATO so they can play the poor little us card.
    They seem to be in denial and reporting it as propaganda! Russian news seems like jackanory 😖
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.