Never a good time but here goes..

ladysummerisle

Thanks @beanielou @Humdinger1

I’ve focused on getting rid of the mortgage but don’t have a thought out plan for what comes later. In another life I’d maybe say a holiday for starters but I’m not really well enough for those. (Post DD, autoimmune condition arrived so energy is limited and pain abundant). I started immunosuppressants recently so hoping it’s the start of getting back on track.

I’ve really ignored things that need to be fixed around the house. Like the bathroom and en-suite. Drain at the front is dodgy. Guttering and fascias. Garden wall needs tlc and perhaps a drainage channel. General repairs and maintenance. The list is endless.

I do wonder if I’ll struggle to spend it after all this though. Prices are going up and up and the money saved from the mortgage and overpayments, whilst large for me, won’t go very far.