Aldermore - Process

mandycurl

I’m privately renting too. At what point in the process do you know when to hand your notice in? Is it I’m assuming after exchange? 

My LL has arranged for viewings this Sunday as I estimated July time.🤷‍♀️ Can’t blame them for lining up tenants - I’ve worked out I’ve paid £80,000 in the last 10 years!!🙈🙈

JMcc123

mandycurl said:

I’m privately renting too. At what point in the process do you know when to hand your notice in? Is it I’m assuming after exchange? 

My LL has arranged for viewings this Sunday as I estimated July time.🤷‍♀️ Can’t blame them for lining up tenants - I’ve worked out I’ve paid £80,000 in the last 10 years!!🙈🙈

It's mental when you work out how much you pay doesn't it! You've probably pretty much paid off their full mortgage alone!!
I need to give notice by 27th May, so I'm just going to pester until then :') x

CLJ2986

I'm renting through an estate agent, should I give them a heads up that we're going?! 

JMcc123

CLJ2986 said:

I'm renting through an estate agent, should I give them a heads up that we're going?! 

I did to my landlord, just as a courtesy tbh, but I'm not sure if i would with a EA xx

JMcc123

I've just chased my EA again (I'd asked them to contact the vendor for an idea of when they are hopeful to move, as they had done the same with me) and the seller has not responded to calls, voicemails and emails, they've been chasing since last Wednesday so I'm a bit concerned by this What if she changes her mind?! Does this happen?! x

CLJ2986

It does happen unfortunately, until contracts are exchanged either one can pull out at anytime, but I'm sure that's not the case here! There could be a number of reasons she hasn't yet responded, don't panic. You should come join the waiting to exchange thread on the house buying forum, so much helpful.advice although a lot of scary stories about the things that can go wrong! 

JMcc123

CLJ2986 said:

It does happen unfortunately, until contracts are exchanged either one can pull out at anytime, but I'm sure that's not the case here! There could be a number of reasons she hasn't yet responded, don't panic. You should come join the waiting to exchange thread on the house buying forum, so much helpful.advice although a lot of scary stories about the things that can go wrong! 

Oooo I'll have a look now! x

JMcc123

Update - vendor got back to EA, thank goodness, she's hopeful for same dates as us x

CLJ2986

JMcc123 said:

Update - vendor got back to EA, thank goodness, she's hopeful for same dates as us x

Amazing news! I had a call from my mortgage broker yesterday, my heart stopped thinking she was gonna say the mortgage company had made a mistake or something 🤣 it was about out life insurance quotes lol

JMcc123

CLJ2986 said:

JMcc123 said:

Update - vendor got back to EA, thank goodness, she's hopeful for same dates as us x

Amazing news! I had a call from my mortgage broker yesterday, my heart stopped thinking she was gonna say the mortgage company had made a mistake or something 🤣 it was about out life insurance quotes lol

🤣🤣🤣 yeah my broker has sorted my buildings and contents and life insurance for me, I'll look around more for competitive prices next year, at the moment it's just another tick and a couple less things to worry about it! X