Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Eating a Vegetarian Elephant
Comments
-
I so get this, we had the smart meter installed and every month I get an email requesting a meter reading. I was being good and doing it then forgot one month and guess what - they took the reading from the smart meter. Argh - isn’t that what they are supposed to do every month?DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Hiya @Chiglepig
Ooh I had a good read of your fireside post, thank you.
Finding hidden money is the best feeling - £10 note is very good find. This reminds me of a couple of weeks ago - I found my 1ps and 2p collection. I counted them up and I had 66p in 1ps and 66p in 2ps. Spooky.5 -
You've just inspired me to check my "holiday purse" - not opened since my last trip abroad in November 2019. I've got €40 😮! Now comes the "to exchange or not to exchange" dilemma. BF and I have already decided we're not going abroad together this year, plus my passport expired last year, so they'll probably have discontinued those banknotes by the time I get to use them.... May try and sell them to BF, as he has a golf trip booked for a few months' time 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I discovered 250 ish euros and around $50 in my passports folder
Am keeping them!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
I found 40 euros in mine too... not sure it's worth changing though. Would love some 🌞4
-
Excellent foeign currency scavenging all, makes me itchy to get away to spend it - eventually!
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8564 -
I found €25 the other day! Hopefully it will still buy at least a coffee by the time we can travel again.Hope everything’s well with you ChiglepigMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0004 -
powerspowers said:I found €25 the other day! Hopefully it will still buy at least a coffee by the time we can travel again.Hope everything’s well with you ChiglepigGood thanks, PP, same to you2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8565
-
Very little progress to note here on the financial front as we approach the mid-point in the month.
- DD's allowance has now stopped until the end of July (her job is term time only), so that's a gain of £20 a week.
- DH actually hasn't yet claimed his pension (despite me thinking he had), because the form doesn't make sense and TP are no help, they just say "take financial advice" - he knows exactly what he wants, just not how to get it from the form
- Filled out THE LONGEST ever survey about financial products this morning, only to discover it was only 40 nectar points, talk about wanting value for money. I'll avoid Ipsos Mori polls from now on unless they are offering serious money.
- S&S ISA is muddling along gaining and losing the same few pounds every week (I know, I shouldn't look).
- Spending is holding steady at lockdown rates, even with a few theatre bookings on this month's card, and events and shows booked and postponed last year are beginning to show up in the calendar.
2014 starting mortgage £165,0002015 second charge £20,000 - Jan 2021 paid off in fullCurrent outstanding balance - £115,8565 -
Chiglepig said:
- S&S ISA is muddling along gaining and losing the same few pounds every week
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards