📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Eating a Vegetarian Elephant

1161719212256

Comments

  • themadvix
    themadvix Posts: 8,785 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    We have a lock on our kitchen door - inside and out - to stop ours getting in. You couldn't make it up - I despair of our naughty cats! 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 5,888 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    The only cash I have had in over a year now is an old £1 coin, which I was given in change last March and is still languishing in my purse 🤦‍♀️

    Add that to the £20 of Arcadia vouchers still in there and the cards really are the only thing worth having 🤦‍♀️🤦‍♀️🤦‍♀️!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    The only cash I have had in over a year now is an old £1 coin, which I was given in change last March and is still languishing in my purse 🤦‍♀️

    Add that to the £20 of Arcadia vouchers still in there and the cards really are the only thing worth having 🤦‍♀️🤦‍♀️🤦‍♀️!

    The bits and pieces around the house have clearly been here well over a year because I know I haven't used a cash point  since well before first lockdown. At least the John Lewis vouchers are still valid if I ever go to the city centre again!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    I keep saying it, but Mr Chigle has FINALLY done his TP form. I asked about his plans for the lump sum - he hasn't thought much beyond an en suite/bedroom make-over, so I need to get him focussed on planning for the longer term. But it's probably a good thing that he's being cautious about coming out of lockdown - it might have burnt a whole in his pocket!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Finally a decent amount of rain! I've had all of the containers I could find out in the garden catching rainwater, and I've been making little cages for my new plants to stop doggo treading on them. The garden is looking really good, so I'd like it to stay that way! But everything is so behind, this time last year my hanging baskets had been out for most of the month, I haven't even planted them up yet.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Cheery_Daff
    Cheery_Daff Posts: 17,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was ahead in the garden, certainly in terms of growing seeds, but now the whole place looks like some kind of jungle wilderness 😮 Once my work deadline has passed I think I'm going to have to take a day or two off to get on top of everything 😮

    Good luck with the pension! Most of Mr Cheery's lump sum is sitting in the premium bonds, waiting to make us millionnaires 😂  Some will pay for the kitchen, and the rest will help to ensure I can eventually leave work early!
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That sounds lovely @Chiglepig my OH has masses of annual leave building up, he and the rest of the management team are all working crazy hours so no opportunity to take it and they are all building up TOIL. They are aware that eventually this will come back and they will end up with a skeleton management team working for quite some time, but this situation is not of their making and has been thrust on them without guidance from an external agency.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    @Baileys_Babe we're both in a use it or lose it situation :( 

    Anyway, got confirmation that my phone is fully paid for this weekend - 0% over 12 months and could have bought it straight away at the time, but it's useful to borrow occasionally if there's no cost. So that's £23/m less going out. And I took the plunge and opened a SIPP only a small amount a month, because I already have 22 years in TP, but I'm looking at how I bridge the gaps between various bits of it being available without reduction, or retiring early.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.