Ready, steady… save!
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1. Cross it off
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£0.01 £0.02 £0.03
2. Write it down
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“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
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Third time's the charm...
Comments
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Happy Friday 😎 My gas/electric has gone up by £110 a month too, I was worried it would be a lot more.Well done on getting ahead with Christmas. I used to do this but don’t have as many presents to buy these days. I do like to pick things up early if I come across something suitable.
I also follow TOMM and have just subscribed to the Patreon app cleaning podcasts which are great, very motivating.Have a lovely time with your family today 😊I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
I’d like to sign up but not sure if I need Spotify?Sun_Addict said:I also follow TOMM and have just subscribed to the Patreon app cleaning podcasts which are great, very motivating.Have a lovely time with your family today 😊Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60000 -
There are a few free podcasts on the podcast app (iPhone), not sure about where you get android podcasts from. The Patreon app is £3.20 a month and has loads more so worth it to me. You can get it via the App Store.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1
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Thanks S_A, I will have a look into it
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60000 -
What’s The Organised Mum Method? Is like a Fly Lady but for organising tasks etc? If so, I need that.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)2 -
Its a process to help with housework, its fab! look up TOMM method on web. Essentially there are 3 levels , Level 1` are daily jobs you allocate 15 minutes in a morning then Level 2 id day specific jobs, 30 minutes on a specific room per day (Monday to Friday) then Level 3 which is a Friday Focus, again 30 minutes on a different area of the home, so by the weekend every room has been looked at through the week leaving weekends chore free.Keedie said:What’s The Organised Mum Method? Is like a Fly Lady but for organising tasks etc? If so, I need that.
Also come Christmas time there is a countdown to help with everything to do with Christmas so by 1st December everything is bought and wrapped with food ordered etc.
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Thanks @shell16 - it’s exactly that!
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
Its a game changer! Been following now for a number of years. Good to see a fellow TOMMer!LittleMissDetermined said:Thanks @shell16 - it’s exactly that!

Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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It seriously impacted my life! It was amazing how much it improved my mental health too - I love being “visitor ready” hahashell16 said:
Its a game changer! Been following now for a number of years. Good to see a fellow TOMMer!LittleMissDetermined said:Thanks @shell16 - it’s exactly that!
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
Oooh this sounds amazing! I'll get googling and get onto this, as it sounds like it will be a great game changer for me too.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)2
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