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Third time's the charm...
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Happy Friday 😎 My gas/electric has gone up by £110 a month too, I was worried it would be a lot more.Well done on getting ahead with Christmas. I used to do this but don’t have as many presents to buy these days. I do like to pick things up early if I come across something suitable.
I also follow TOMM and have just subscribed to the Patreon app cleaning podcasts which are great, very motivating.Have a lovely time with your family today 😊I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Sun_Addict said:I also follow TOMM and have just subscribed to the Patreon app cleaning podcasts which are great, very motivating.Have a lovely time with your family today 😊Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070
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There are a few free podcasts on the podcast app (iPhone), not sure about where you get android podcasts from. The Patreon app is £3.20 a month and has loads more so worth it to me. You can get it via the App Store.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Thanks S_A, I will have a look into itLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070
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What’s The Organised Mum Method? Is like a Fly Lady but for organising tasks etc? If so, I need that.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Keedie said:What’s The Organised Mum Method? Is like a Fly Lady but for organising tasks etc? If so, I need that.
Also come Christmas time there is a countdown to help with everything to do with Christmas so by 1st December everything is bought and wrapped with food ordered etc.
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Thanks @shell16 - it’s exactly that!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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LittleMissDetermined said:Thanks @shell16 - it’s exactly that!
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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shell16 said:LittleMissDetermined said:Thanks @shell16 - it’s exactly that!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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Oooh this sounds amazing! I'll get googling and get onto this, as it sounds like it will be a great game changer for me too.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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