Current debt-free wannabe stats:
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Third time's the charm...
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Almost there 😀1
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Thank you so much! It means a lot.outoftheviciouscircle said:LMD, I have been following your journey, you are so inspiring and certainly live up to your MSE name.
I look forward to seeing the day you become debt free!!
I think I may shed happy tears on the morning of my DFD
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
That is SUCH a small amount left now LMD - WOW!27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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Wow I am popping in before the historic day (20 days to go) - such an inspiration!
I really needed to see this diary as feeling so despondent recently... This is amazing, and a huge well done for the extremely well-earned relief you are about to revel in. Keep it up to the very end!Credit cards: £9,705.31 | Loans: £4,419.39 | Student Loan (Plan 1): £11,301.00 | Total: £25,425.70Debt-free target: 21-Feb-2027
Debt-free diary2 -
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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Thank you both! I don't like to wish my days away but this next pay day can't come quick enough
I was awake super-early this morning as I had the window open and the birds were all chirping. It looks like it's going to be a nice day for our walk, but for now we (me and the dog) are back in bed in true bank holiday style.
It's not a NSD today as I am out for a birthday do later so will be buying food and drinks. I also need to fill the car, I've been putting it off and I've not filled it for ages so the light is on.
No extra funds available today so my PAD is £6 to the credit card. I have £18+ pending on Prolific so I will be keeping tabs on that today. The projected last payment is now £157, but doesn't include that £18 so should be even lower!
Hope everyone has a great Easter weekend.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
What are you going to do with all of your spare money 🤣🤣1
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I'm going to spend it for a few months.... and then start saving! I need to pay for the November holiday too which is a whopper of a balance.RelievedSheff said:What are you going to do with all of your spare money 🤣🤣
If I knew how to insert a gif I'd add one of someone throwing money in the air! Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Clearly I was too early with my post this morning, just cashed £7 out of Prolific and sent it to CC7 Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262
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I'm so excited for you. Just can't believe how quickly you have paid this off. I'm hoping after June, all our debts will start to go down a bit quicker....I have plans...lol
Have a nice day.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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