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Third time's the charm...
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Morning all! I'm going to leave the savings where they are, I'm sure I can wait just another 30 days. After all, I've been in debt for my whole adult life so what's another 30 days?
Today's log in to the banking app saw a £14 Vinted payment land, so my PAD today is £19 to the credit card. It will be another NSD for me today and it's busy at work so another early start and late finish is on the cards. Usually when the clocks go forward I struggle to get up but I was wide awake at 4:30 this morning.
Final payment is now projected to be £224
I hope everyone is well and that you have a lovely Tuesday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21266 -
You will be debt free in no time the way this year is flying by.2
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Can't believe how little you have left to pay...so exciting. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Good morning all
I'm a bit later than usual as I have early calls on a Wednesday. Nothing much happening today in terms of my finances, my PAD was the basic £5 to CC7 and there's nothing available to cash out anywhere today.
I have had £12 become available in Vinted so that's currently being sent to my bank account and should be there later today or maybe tomorrow. Just 29 days now, its starting to feel very real!
Hope you all have a good day!
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
£12 has hit the bank already from Vinted so I've sent that to the credit cardLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263
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Morning guys and gals. I've had a troublesome night's sleep with nightmares and arm flailing. So much so that I have whacked the nightstand and really hurt my hand... there's even blood
Today is not a NSD for me, we are going to the butchers to stock up on decent meat (it's getting poor at the supermarket these days) and I am at the hairdressers this afternoon.
In terms of finances, I've send £6 to the credit card this morning and I have nothing due from anywhere yet. It's been slow for studies for me on Prolific lately but I'm getting used to how it comes in waves
I've not seen the forecast for today, but it actually looks like there's some lovely blue sky out there, so I'm hoping we see some sunshine, that will brighten my day.
Hope you're all OK
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
I agree about meat in the supermarkets. We used to buy meat from a local farm shop, but then I tired to become more MSE and buy it cheaper....I mean a chicken at the farm shop was £13 and this was about 4 years ago, where I could get one in supermarket for half that price. Then we had a butcher opened up in the village after being closed for a few years, and he was great as well, that sort of in between price. not really cheap but still better quality than the supermarkets and not quite as dear as the farm. Then for some unknown reason, that has closed down again. We do try not to eat too much meat, but do like chicken, pork& turkey and it is such a good source of protein. Hope you don't spend too much.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
It’s not been too bad, £35 at the butchers and then £30 on my hair including a tip.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21264
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We are lucky that the butchers at the farm shop we use are really good quality home reared meats at really competitive prices.
It's nice to know where our food comes from and that it is well treated and we get to meet the cattle, sheep, pigs and chickens 😀1 -
The cost of meat is completely lost on me as a non meat eater but it sounds expensive. We had a real mix of sun and downpours here today. Prolific has also been very slow for me over the last few days. Not long at all to go now LMD. Less than a month27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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