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Third time's the charm...
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That next thousand will be gone before you know it.1
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RelievedSheff said:That next thousand will be gone before you know it.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261
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Happy Monday everyone! I woke up before my alarm this morning which always makes me feel better and far more awake. I have a busy day at work ahead so I am getting my update in early.
Today's PAD is £20.54, £5 of which was sent to CC7 as it's a NSD for me today. I will continue to try (where I can) to add £5 when I have a NSD and the usual £3 on all the other days. I now have 102 days to go and that final payment is down to £317 already. As I get closer to my DFD I can feel my anxiety lessen, it's a feeling I have no issues in getting used to!
In terms of Prolific, I have £3+ approved and a whopping £43.90 awaiting approval. I had a high paying follow up study drop in yesterday and I have already completed 2 surveys this morning. I will be watching that like a hawk today!
I will pop back if any money becomes available on Prolific, but other than that I hope you all have a good day!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Managed £7 cash out from Prolific so this has been sent over to the credit card.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Wow that pending amount is brilliant!!!xNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary2 -
Hello lovelies and happy Valentine's Day to all
Today is not a NSD for me today as we are off out for a meal this evening. I have made £13 PAD to the credit card though as I had a £10 payment hit the bank from Vinted, more is coming but at the moment it's either pending or on it's way to the bank. I sold another item this morning for £22 so I will post that at lunch time today. All the Vinted money will be pit towards the credit card balance as it's stuff that was just cluttering up the place.
Nothing else to cash out on Prolific at the moment, again all of that will be put towards the card... I just want it gone now!
Hope you all have a lovely day ahead
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21264 -
Another £10 has hit the bank from Vinted and I cashed out £7 from Prolific so I have just sent £17 to the credit card. Turning out to be a good day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
So, another £10 from Vinted landed in the bank so I’ve sent that over to the credit card 😇
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Good morning all
We had a lovely meal last night and I was extremely full by the time the taxi came. The pub is known for it's sizeable portions and it was too nice to leave! I came home with £10 cash in my purse so I have added this to the cash envelope bonus envelope.
Today will be a NSD for me, so I have sent £5 to CC7 along with £2 from a WeAre8 pay out. I have used my tracker to project the basic daily PADs I will make and it looks like my DFD will actually be April's pay day, just from those PADs. This makes me very happy and I know it's not going to be any earlier than that (unless I sell a kidney) so I'm not going to be skinting myself to move it closer. Any sales or surveys will just be used to bring the final payment down now.
I had a Prolific follow up study yesterday with a £15 reward so even though I had a cash out, I still have £50 pending in there. Plus £33 pending in Vinted as I sold another item last night. Hubby has asked me to list some bits for him on Vinted and we will also have some items to list on Facebook marketplace from sorting out the loft.
I have a super busy day ahead so I'm off to make another brew before my first Teams call of the day (not sure why people insist on adding meetings in over lunch when you're already back to back.) so I'll catch you all later
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Don't work too hard.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 753
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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