We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Third time's the charm...
Options
Comments
-
That is indeed a long time to have credit card balances LMD, BUT look how close you are to having no balances, and at least recent months have been at zero interest, but wow what a feeling when it’s all clear.
I remember in 1996 I would have had to pay for highlights in my hair. Now they very much come for free! Prolific very up and down for me too at the moment, but it’s still a nice little bit of extra income.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
AntoMac said:That is indeed a long time to have credit card balances LMD, BUT look how close you are to having no balances, and at least recent months have been at zero interest, but wow what a feeling when it’s all clear.
I remember in 1996 I would have had to pay for highlights in my hair. Now they very much come for free! Prolific very up and down for me too at the moment, but it’s still a nice little bit of extra income.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Wow you are doing so well! I love all your vinted sales. I might have a look at that myself.
x2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3102 -
jak said:Wow you are doing so well! I love all your vinted sales. I might have a look at that myself.
xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21264 -
Good work 👍 what have you been selling on vinted? I think I need another sales splurge!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
1 - DFD: September 1st 2023[/b]
-
bigbeff said:Good work 👍 what have you been selling on vinted? I think I need another sales splurge!
Today is another NSD for me, I had to go to the butchers but that's grocery and I don't include that in my spends. My PAD this morning was £6 to CC7 and this takes me to £3199 outstanding. With daily PADding, my 27th April payment is projected to be £864 and will fully clear the card.
I still have nothing payable in Prolific, but £35 pending approval. My pending Vinted balance is now £58.50 as I posted another few items this morning that I sold yesterday. Not much planned today so I will check on Prolific again later on.
Hope everyone has a great day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
What are your plans for when the debt has gone?Are you going to treat yourself to something, or celebrate another way.
The focus has been on this for so long you need to think of something else to aim for.1 -
Another Vinted sale payment has landed so I've sent £10 to the credit card
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
You are doing so well. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Makingabobor2 said:You are doing so well. x
Today is a NSD for me, so I have sent £5 to the credit card. I checked Prolific this morning but I am still 30p away from a cash out. £31 pending approval in there.
I have no plans today other than walking the dog, going to the gym and some laundry. It looks like a promising day for line dryingTonight I'm cooking roast beef with Yorkshire puds for when OH gets home from work. I will probably be able to add a few more things on Vinted later too. I had forgotten ho addictive it can be!
Hope you all have a lovely Sunday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards