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Third time's the charm...

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  • AntoMac
    AntoMac Posts: 2,661 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That is indeed a long time to have credit card balances LMD, BUT look how close you are to having no balances, and at least recent months have been at zero interest, but wow what a feeling when it’s all clear.
    I remember in 1996 I would have had to pay for highlights in my hair. Now they very much come for free! Prolific very up and down for me too at the moment, but it’s still a nice little bit of extra income.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac said:
    That is indeed a long time to have credit card balances LMD, BUT look how close you are to having no balances, and at least recent months have been at zero interest, but wow what a feeling when it’s all clear.
    I remember in 1996 I would have had to pay for highlights in my hair. Now they very much come for free! Prolific very up and down for me too at the moment, but it’s still a nice little bit of extra income.
    The comment about the highlights did make me chuckle @Antomac. Definitely not knocking the extra income either, I'll take whatever extra I can :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow you are doing so well! I love all your vinted sales. I might have a look at that myself.
    x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak said:
    Wow you are doing so well! I love all your vinted sales. I might have a look at that myself.
    x
    I much prefer Vinted to eBay, the buyer sorts out postage so you just print the Evri/inpost/yodel label and send it. It's super-easy to list too! 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good work 👍 what have you been selling on vinted? I think I need another sales splurge! 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff said:
    Good work 👍 what have you been selling on vinted? I think I need another sales splurge! 
    All sorts, clothes, bags and some unused (new) skincare... just basically anything I'm not going to use taking up space. 

    Today is another NSD for me, I had to go to the butchers but that's grocery and I don't include that in my spends. My PAD this morning was £6 to CC7 and this takes me to £3199 outstanding. With daily PADding, my 27th April payment is projected to be £864 and will fully clear the card. 

    I still have nothing payable in Prolific, but £35 pending approval. My pending Vinted balance is now £58.50 as I posted another few items this morning that I sold yesterday. Not much planned today so I will check on Prolific again later on. 

    Hope everyone has a great day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • What are your plans for when the debt has gone? 
    Are you going to treat yourself to something, or celebrate another way.
    The focus has been on this for so long you need to think of something else to aim for.
  • Another Vinted sale payment has landed so I've sent £10 to the credit card
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • You are doing so well. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • You are doing so well. x
    Thanks @Makingabobor2, I still keep re-jigging my spreadsheet to see if I can throw any more, but it's coming to a time of year where we have more expense (insurances, birthdays and a trip away early next month) so I am trying to find a balance. 

    Today is a NSD for me, so I have sent £5 to the credit card. I checked Prolific this morning but I am still 30p away from a cash out.  £31 pending approval in there.

    I have no plans today other than walking the dog, going to the gym and some laundry. It looks like a promising day for line drying :)  Tonight I'm cooking roast beef with Yorkshire puds for when OH gets home from work.  I will probably be able to add a few more things on Vinted later too. I had forgotten ho addictive it can be!

    Hope you all have a lovely Sunday 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
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