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Third time's the charm...
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Have a fabulous time at the spa.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Have a lovely day today LMD!
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Enjoy your spa day.1
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Have a brilliant time at the spa today!!!!xNovember 2022 - £46,626.96 / August 2025 - £4,770.00
Debt paid off so far - £41,856.96 (89.76%)
Current Challenges:
#10 DFBXMAS25 £10350.00 / £15120.00 (68.45% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
Thanks everyone! I think a day of complete relaxation is just what I need
…. Once I’ve battled the M1 that is 😂Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Enjoy your spa day! xDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
I finally managed a £10 cash out from Prolific so I’ve sent that over to the credit card.
I’ve had a wonderful day and we have booked to go back again! Best thing is, I still have 2 more days off 🙌Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
I'm glad you had a great time and you've got another spa day to look forward to and you still have time off to relax and enjoy yourself.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Still feeling very relaxed this morning, we are off out this afternoon for food and drinks so it will not be a NSD for me.
PADs of £3 to CC7 and £7 to the sealed pot. I checked Prolific this morning and whilst I didn't have any more to cash out I did happen across a nice £4.50 study so my pending is back above £30 - result!
Nothing else to report, 104 days to go... final payment down to £347. No more sales on Vinted yet.... hopefully it will be a busy weekend
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Happy Sunday all. It’s very early but I’m wide awake and can’t get back to sleep so I’ll probably be napping later! 😂
We were MSE minded yesterday and used the bus instead of our usual taxi. I’ve added the £20 saved to my PAD and sent £25 to CC7 this morning.Today will be a NSD and we don’t have any plans until Tuesday when we go out for the valentines meal, so tomorrow will be one too.
Nothing to cash out on prolific and no more Vinted sales. Some very low-ball offers that I’ve declined as the items have a lot of interest and they’ve not been on there long.
Off to find coffee now 😊
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713
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