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Third time's the charm...

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  • I've just managed to get a £6 cash out from Prolific.so that's been sent over to the credit card.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Good morning guys, it's Wednesday (happy hump day) and the sun has made an appearance again, no frost which is a good thing! 

    Today's PAD is £5 to CC7 as it's a NSD.  I have decided to re-allocate what I had been paying to EE (£69) to daily PADs as I won't miss the money, upping my PADs to £3 a day and trying to pay more when I have a NSD.  There may be times where this isn't possible, however I will definitely make a conscious effort. 

    No cash out available this morning, but I will keep checking. I have £20 pending and a possible £5 bonus due too.  I was very MSE last night and gel polished my own nails again, saving £20. It's not something I would have done professionally often but it does stop me from biting my nails so I will continue to do this at home every 10 days or so. Definitely need a bit more practice with my right hand! :D 

    That final payment is now £368, 75% of the original £500. So we will now aim to get it to 50% which I think is realistic :)
    Hope you all have a good day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Forgot to mention, after sorting items out last night I added some things for sale on Vinted.  Hopefully they will gain some interest, I have added bundle discounts too for this batch as an incentive
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • I love doing my own gel nails, have been doing them myself for 15+ years now, it's one of my favourite ways to wind down.  I always wonder how much money I've saved!

    I'm sure you probably do this already, but a little trick I find that helps is by starting with the little finger first, I used to always start with my forefinger then inevitably smudge it when I got to the little finger.  When I do my right hand I always rest my wrist on the surface as it gives it a little more stability when painting the nail.x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
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    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • I'm sure you probably do this already, but a little trick I find that helps is by starting with the little finger first, I used to always start with my forefinger then inevitably smudge it when I got to the little finger.  When I do my right hand I always rest my wrist on the surface as it gives it a little more stability when painting the nail.x
    I do always start with my little finger, something mum used to teach us as kids. Also I always have my hand on a flat surface but I'm just not as good with my left hand. :D  I clearly need to practice more, or rope OH into doing it for me
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • I wish I knew about the little finger trick years ago!  Would have saved me a lot of re-dos!  But yeah, practise is key, nowadays my right hand can look better than my left!x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • I wish I knew about the little finger trick years ago!  Would have saved me a lot of re-dos!  But yeah, practise is key, nowadays my right hand can look better than my left!x
    Maybe I will do some normal polish practice sessions between gel polishes, just on my right hand.... It's a smooth finish I'm struggling with. 

    In other news, I've just made a £10 vinted sale... whoop! I'll get that posted later this evening. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    You have reminded me that we have some more stuff to sell on Ebay. Must get round to listing it.
  • I'm rubbish at painting my nails. But I'm not really a nail painting kind of gal....lol. Only do them for special occasions...weddings or posh holidays. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

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    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Practice makes perfect. I find it easier doing lighter colours and less is more when it comes to amount on the brush. Better to do 3 coats of thin layers then 2 thick ones. 
    *Dad loan - £5300 - £7300
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    Savings
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    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
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