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Third time's the charm...
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Sarahwithlove said:Practice makes perfect. I find it easier doing lighter colours and less is more when it comes to amount on the brush. Better to do 3 coats of thin layers then 2 thick ones.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 753
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Sarahwithlove said:Practice makes perfect. I find it easier doing lighter colours and less is more when it comes to amount on the brush. Better to do 3 coats of thin layers then 2 thick ones.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261
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RelievedSheff said:You have reminded me that we have some more stuff to sell on Ebay. Must get round to listing it.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261
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I tend to send my stuff to charity and have a Gift Aid number for a local charity shop. They sent me an email to thank me for the £118 they’d made from my donations. £118 😱I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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You're just hurtling towards thats £3k mark 😳 👏🏾. So glad that you sent the payment to right place, but I can well imagine the anxiety of not knowing even though you'd probably double or triple checked it before you sent it. Well that's how my brain works anyways lol.
That's really cool and impressive with your gift aid @Sun_Addict 👍🏾.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Good morning everyone. It’s my Friday today as I’m off tomorrow for that lovely relaxing spa day 🙌 I can’t wait!@Keedie I can’t tell you how many times I checked it and was so nervous transferring such an amount…. Once I thought about it later (I’m definitely a reflector) I realised I should have sent an initial £1 to test it and then sent the rest once confirmed. A lesson there I think!
So today’s PAD was £5 to CC7. Another NSD for me ahead of a spendy few days planned. We are out on Saturday but then I should have a few more NSD’s before we go out for dinner on Valentines Day. We don’t usually celebrate but a local independent pub is doing a nice set menu with some entertainment, plus hubby is actually off work this year so we thought we would make the most of it.
Nothing available to cash out on Prolific when I checked this morning, I have £30+ pending now so it’ll be nice when they finally get approved!
Have a great day all
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Forgot to add… 4 items now sold on Vinted. £25 made so far so I’m pleased I took the time to list the stuff.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262
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Your debt is actually flying down LMD.
On the subject of Vinted one of my favourite work colleagues walked round to show us her new Vinted purchase. A very new looking gilet that she bought for £3.75. She wasn’t sure whether it was a body warmer or a gilet but we agreed that gilet sounded posher! So for the happy sellers there are equally happy buyers out there27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
AntoMac said:Your debt is actually flying down LMD.
On the subject of Vinted one of my favourite work colleagues walked round to show us her new Vinted purchase. A very new looking gilet that she bought for £3.75. She wasn’t sure whether it was a body warmer or a gilet but we agreed that gilet sounded posher! So for the happy sellers there are equally happy buyers out thereThe gilet sounds like a bargain to me! I try not to browse for things at the moment whilst I am paying down the debt and only buying what I need... but I will definitely be browsing after 26th May!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Happy Friday everyone! I’m up early today as it’s Spa day and we are off to Nottingham. I’m quite excited as we were supposed to be doing this before Covid hit so it’s long overdue
Today won’t be a NSD, so I have sent £3 to the credit card. I can colour another square on my CC chart this morning and I’ve worked out I’m now using just 4.6% of my available credit. It’s remarkable to think how much I’ve paid off!
Prolific is still taking its time to approve anything. Yesterday was a very slow day for me, I managed a 1 min survey for pence and then I managed to get on a £5 for 5 mins study but it wouldn’t load and I had to cancel as the researcher didn’t respond to my message. Oh well. Still £30 pending there.
Another £10 sale on Vinted too which I will post on my way out this morning. I still have more stuff to list which I will probably do on Sunday as I have a busy few days ahead.
Have a great day!LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263
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