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Third time's the charm...

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  • Happy Saturday everyone! I have already been and done the grocery shopping this morning, I was home by 8:20am, I managed to find that lull between the shelf stackers and the order pickers - success! I've also done a load of laundry already, another one ready to go in now as well. 

    PAD this morning is £1 to CC7, it's not a NSD as I am going to pop into town for a nail appointment and a few bits I need.  Whilst at the supermarket I remembered to draw out some cash so I can do my cash envelope on Monday too.  I also need to get fuel for the car so I can do that on the way back later. 

    I have nothing available in Prolific at the moment, but over £8 pending. I did a pinecone survey this morning, I do always find those interesting and they follow a general format so they are easy to follow. I'm hoping they send me a sample of this one as I'd very much like to try it too. 

    That's about it from me. I'm off to update my spreadsheet and keep an eye out for surveys. Hope you all have a lovely day!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • You were an early bird with your shopping. I always like to go first thing. I didn't get up too early today, as I was reading very late last night.....bad idea.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Yesterday was a very productive day and so far today is set to be the same, although I am planning watching the football later and then I'll be doing the roast chicken dinner this evening. 

    I had cash left from shopping yesterday, so I have added £41 to the cash envelopes and £1 to CC7. I don't feel bad sending low amounts as I know I have a big chunk saved for 6/7th when the statement is done.  I had my nail extensions taken off at my appointment yesterday and I decided to do my own gel manicure at home so that saved me quite a bit of money. I also parked in the car park where it's free parking :) 

    Today is a NSD for me. I'm not going anywhere and we are just pottering round the house and I am sorting out the home office as it's gotten a bit cluttered and that's not conducive to effective working so I made a decision to get it sorted out.  It feels better already and I'm nowhere near finished yet.

    Nothing available to cash out on any surveys but just under £9 pending, it'll clear at some point so I'm not really worried. 
    Hope everyone's having a lovely sunny Sunday
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,673 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Less than 4 months to go now till you’re LMD. That really is not long at all. I guess that probably didn’t seem all that likely an outcome when you were at £42k plus, but you’ve proved it can be done which is amazing.
    I’m watching the football today too. For once my little team has got further than the likes of Chelsea, Arsenal and Newcastle and I’ll be very interested to see who we draw in the 5th round. 
    Kind of sunny here but drizzling with rain too. I’ve also got a similar amount pending in Prolific. It’s definitely a nice little extra source of income isn’t it. 


    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Cheers Ant, I remember at the height of my debt I was spiralling and had no clue what to do. I even contemplated bankruptcy but had the presence of mind to realise what impact that would have on my future, including my job.

    I hope your team gets a good draw for the next round, I love a good cup upset to be fair. Anything can happen

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hi all - a restless night in the house of LMD last night due to the wind... its relentless and even the birds are struggling to stay perched in the trees.  It's Monday though, so no rest or the wicked as I have a very busy work day ahead.  This should be all the more pleasant in the newly decluttered and organised workspace though :)

    Today I have sent £10 to CC7, today will be a NSD for me too. I was tempted by the 5 issues of BBC good food for £5 but I already have an account so it's not available to me. We do get value from recipe books and food magazines. 

    I am hoping Prolific picks up for me this week, it's been really hit and miss lately. It's all bonus though and I never include any of it in my budget forecasting. 

    I hope everyone has a great Monday, and stays safe from the weather.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,673 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I had a few Prolific surveys later on today LMD but it’s been a bit hit or miss for me generally lately too. I have at least crept over 5 pounds for withdrawal.
    Weather has been pretty calm here in the West Country. It’s interesting how different the weather can be from region to region. Even in Teams chats with colleagues only working about 5 miles apart we have noticed that we get rain etc arriving at significantly different times.
    The mornings and the evenings are at least starting to get noticeably lighter. 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • P/fc been bad again today for me. Only one popped up, but I couldn't manage to get it, even though it still had 69 places left. Got over £8 waiting to approve and only need another 3 SB points to cash out, which I should do tomorrow, but they take forever to arrive in PP account. Qm/e is still giving me approx £1 a day, sometimes more, although yesterday I couldn't get one at all on there, so lost my run of 10% bonus on each study. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • I agree about the days betting lighter, and I much prefer the lighter nights. It makes me feel like doing more in the evenings.

    We can just keep plugging away at Prolific, all the small bits add up over time x
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • P/fc been bad again today for me. Only one popped up, but I couldn't manage to get it, even though it still had 69 places left. Got over £8 waiting to approve and only need another 3 SB points to cash out, which I should do tomorrow, but they take forever to arrive in PP account. Qm/e is still giving me approx £1 a day, sometimes more, although yesterday I couldn't get one at all on there, so lost my run of 10% bonus on each study. 
    I must admit c-cats and Qmee were so frustratingly low and I kept getting screened out late so I’ve all but given up on them. I really should try and do some more 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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