Third time's the charm...

RelievedSheff

That card balance is flying down. Well done.

LittleMissDetermined

RelievedSheff said:

That card balance is flying down. Well done.

Hurrah!!! You’re back

LittleMissDetermined

Gooood morning everyone, we are on the last slog to pay day now and I am definitely ready! I woke up naturally this morning and it's made a world of difference to how I am feeling  

I've sent £4 to CC7 as part of the PAD this morning and today will be a NSD for me, number 13 for January which is not as many as usual but that's due to the holiday, we should be back on track for Feb.  Dinner tonight is spicy chicken from what we have in the fridge/cupboard.

I have another busy day today, but I am at home so I can keep an eye on surveys and get a load of washing through and in the 'drying room'   Hubby is off today so he is tackling the garage, which he has been putting off due to the freezing weather.  I will therefore be keeping out of the way in case I get roped in! 

Hope you all have a lovely Tuesday
LMD x

RelievedSheff

We were just looking over our finance this morning and for this time of the month in January we are looking alright. Far better than expected. 

We have a long weekend away in York this weekend though so that will all change rapidly   

LittleMissDetermined

RelievedSheff said:

We were just looking over our finance this morning and for this time of the month in January we are looking alright. Far better than expected. 

We have a long weekend away in York this weekend though so that will all change rapidly   

Seems lots of forumites are having a better than expected January - definitely a good thing!

Managed a prolific pay out so £12 sent over to CC7, the final payment is now predicted to be £531 (from £950)
LMD x

Sarahwithlove

Payday isn't until 31st for me so a week to go. The PADs are really building up, habit I need to get back to. 

Makingabobor2

You are doing do well LMD. x

Sun_Addict

I think a lot of us have been more mindful of spending with the cost of living crisis. Plus we’re all sensible and responsible 🤣

LittleMissDetermined

Sun_Addict said:

I think a lot of us have been more mindful of spending with the cost of living crisis. Plus we’re all sensible and responsible 🤣

This made me chuckle… the amount of January’s I’ve spent in the past using my credit cards 🙈🙈🙈
No more though!

LittleMissDetermined

Morning peeps and happy hump day   I have just 2 days to pay day now and we still have money in the bank  

I have made £15 PAD to CC7 this morning, £6 of this was from a Prolific payout and I have already done 3 surveys this morning, I hope it continues at that pace!  We are even closer now to that £500 last payment and I will hopefully soon be able to move my DFD to 26th May on an official basis.

Today is not a NSD. A friend mentioned something she liked from Emma Bridgewater so I have purchased that this morning to put away for her birthday in August - I am a planner that's for sure! She's quite hard to buy for so I'm happy to get something sorted early.

I am also going out tonight to meet my sister and we are going to a band signing at the shopping centre, their album was released this week and the drummer is my friends son so we have always supported them. Think we have 7 copies of their last album, 5 so far of this one . They were No1 in the midweek album charts so I am hoping they can stay there. Anyway, it will be great to see them tonight and we have a shirt we want them to sign so we can get it framed with a copy of the last album.  

That's pretty much my day, if anyone is intrigued by the band, the album is £4.99 on iTunes and I think it's money well spent... it's called What's Rock & Roll? and is a bit Arctic Monkeys in style with very clever lyrics.

See you all later 
LMD