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Third time's the charm...
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Makingabobor2 said:Happy December. I am just listening to Christmas songs on radio as well. Its great at the moment, but nor sure how long before I get fed up with them...lol. Our Mortgage and various DD's came out today, hadn't thought of declaring them as PAD's until I saw you & a couple of others had done that. Good idea, makes things look better....lol.
Hope your socks warmed you up and you didn't need to put the heat up. Our heat came on at 6.10am and I left it on until I was dressed....about 9am. Now its off and I have a thermal top, shirt, jumper and body warmer and leg warmers over 2 pairs of leggings! Nobody else in the house, so don't care what I look like. Mr S delivering later though, so I might take the leg warmers off before then.....lol.
I'm sure Mr S delivery person will not care about your leg warmers, they will be just wanting to get done as quickly as possible and back in the drivers seat with the heating on!
No heating on yet, the dog keeps sighing at me from his bed in the office, he does feel the cold bless him. He much prefers it when I have a working session from the sofa and he can snuggle up beside me. But that is usually reserved for when I have lots of calls rather than project work when I need 2 screens. His luck is out today
I must admit, I am enjoying the Christmas songs mixed into the usual songs. Not sure I am quite ready for Magic 100% Christmas just yet. Maybe another week or so...
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
LittleMissDetermined said:
I must admit, I am enjoying the Christmas songs mixed into the usual songs. Not sure I am quite ready for Magic 100% Christmas just yet. Maybe another week or so...
LMD xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Happy Fri-yay everyone! I hope everyone is doing OK?
I had £6 available on Prolific this morning so I cashed that out and added £2 to send to CC7... So close to the £5.4k now, I still sometimes have to double check my figures as I can't believe how much I have managed to clear. I need to make sure I keep that balance though of life vs debts... especially as we are away next weekend and there are lots of festive get togethers coming up.
I would really like to head into 2023 with my debt under £5k but not sure if that's quite achievable. We will have to see... I have had confirmation from Y-live of my £50 payout which will go in my bank after the CC7 statement has been generated so that will take care of almost all of the minimum payment, the rest will be PADs and at least it doesn't mean I have to worry about tracking that this month.
I have no plans today except to go for a swim at the gym later so it should be a NSD, but we will see, I will declare later on. I will have to spend at the weekend as I have a family meal out on Sunday and tomorrow I am posting Christmas presents out to friends and family I will not get to see this December. My cards have already been posted, although due to the strike yesterday they won't have been collected.
Catch you all later
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Well, I have had a cracking start to the day with £15 available from Prolific (still £14 pending too) so I have topped that up to £20 and sent it to CC7. This drops me below the £5.4k mark and I am happy about that.
I am quite confused this morning, after watching strictly last night my head thinks it's a Sunday, I hope this isn't a regular thing if England advances further in the World Cup haha.
As you can see from the Prolific pay out and balance, I have been catching quite a few surveys lately and most have been really fun. All I seem to get from c-cats is the screened out page lately so nothing from there at all. I will try and get through some crowdology ones this weekend between doing the "pre-decorations big clean" tasks.
Today won't be a NSD as I need to post 2 parcels but it will be low spend and I won't have spent on anything that either wasn't budgeted for or is frivolous. So it's kind of a win for my MSE self there.
Hope you all have a good day, it's pretty cold out there so wrap up!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Morning LMD. I am having the same problem with CCs lately, its gone really slow. Don't want to advertise, so won't actually mention the proper names, but have you tried Op/Opst? Its not a bad one, most surveys worth anything from 5-15points and cash out £5 when you get to 100 points. Also there's On*/Pll, you have to get to £25 to cash out, I am about half way and been doing it about 6-8 weeks. Also there's SB's I know a lot of people don't seem to like that one, but I quite enjoy it, as well as the surveys, which are a bit slow TBH, you have the games, cashback etc, to all add the points.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
I do have o/o-post so will have a look at that later, thanks for the reminder
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
A quick Profilic question if I May LMD, me being a relative Prolific newly?Is there a minimum you can cash out? (I don’t think there is as my very first cash out was £8.70) and what is the longest you might have to wait for reviewed surveys to be approved?. The 2 I’ve done in French have been waiting 10/11 days. The others generally seem pretty quick.
Many thanks27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
AntoMac said:A quick Profilic question if I May LMD, me being a relative Prolific newly?Is there a minimum you can cash out? (I don’t think there is as my very first cash out was £8.70) and what is the longest you might have to wait for reviewed surveys to be approved?. The 2 I’ve done in French have been waiting 10/11 days. The others generally seem pretty quick.
Many thanks
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Thanks for the info LMD. I figured if anyone knew it would be you27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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Afternoon everyone. Today has been a good day, I popped to the supermarket to get a few bits and bobs of groceries and they were having a food bank drive so I filled a bag for life and left that as our donation, along with a big bag of dog food. I always give to the food bank as you never know when you will need to use it.
I posted the parcels off and I have some to give at a family meal tomorrow. I still need to hide hubby's presents, the few remaining will be distributed to friends mid-month when we have our get together. Feeling exceptionally organised this year, although there's time for things to go wrong yet!
I've also just cashed out £2 from C-cats and sent that to CC7. Not done many surveys today as I kept getting screened out and I got the face on. May try again later or in the morning.
Hope you all have a great evening,
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713
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