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Third time's the charm...

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  • Thanks @Sarahwithlove, it sometimes happens that they all come at once, and today has been no exception... I have cashed out £10 from SnapMyEats which is an Amazon voucher so I have sent £10 to CC7 this evening.  All told, I've wiped £25 off the balance today, and only £1 was from my budget, the rest was 'free money' - I'm off to bed a happy LMD :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Well done. A good day. X
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Morning everyone, I hope everyone is having a good week?  Yesterday was great for me in terms of paying off debt but today's PAD is just £1 to CC7. This isn't unexpected as the extra's from yesterday were a bonus. 

    Today is another NSD for me, I have managed to stack them up before we head to Scotland tomorrow as it will be a (planned) spendy weekend. Not much else to declare really, it all happened yesterday :D 

    Quiet night for me tonight, packing a bag and having a face mask... perhaps a glass of wine too! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Sun_Addict
    Sun_Addict Posts: 24,078 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely time in Scotland. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Have a lovely time in Scotland. 
    Thanks very much :)

    I've been able to cash out £11 from Prolific so that's been sent to CC7 just now... this means I can colour another square on the credit card debt chart!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    You're doing so very well LMD, will be breaking through that £5K barrier very very soon I think, keep up the good work. :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • What a diary! You are so determined! You and hubby must be so proud! 2023 is looking so promiaing i take my hat off to you, well done! 
  • LeeXenon said:
    You're doing so very well LMD, will be breaking through that £5K barrier very very soon I think, keep up the good work. :)
    Thanks! I certainly hope so x

    What a diary! You are so determined! You and hubby must be so proud! 2023 is looking so promiaing i take my hat off to you, well done! 
    Well I am certainly very proud of what I have achieved so far! Thank you I am determined, hubby not so much, he just flies by the seat of his pants which is why I prompted him to do that balance transfer lol

    Thanks so much for your kind words everyone, it means a great deal and keeps me motivated xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning all, up early and can't switch off - probably because we are going away and I'm wondering if I packed everything I need. 

    I've made my PAD today of £11 to CC7, it's made up from £9 pinecone payment, £1 from WeAre8 and my basic £1 budgeted PAD amount. I still have £7 pending in Prolific but I absolutely won't be able to do any surveys this weekend whilst we are away, as I will be too busy.

    Will be a spendy day, which will start with filling the car's petrol tank. I have noticed that the price of petrol has started to come down which is great for me, not so much the diesel for some reason though!  I also need to get some cash out of the bank as at the moment I am cashless and you never know when you need it. 

    I will hopefully still be updating my diary and will definitely be able to pop on and PAD each day :)  It's addictive after all! 
    Hope you all have a fab day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,703 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Have a great time in Scotland. 
    Yes PADding is addictive. I blame you for getting me hooked on PADding  ;)
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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