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Dolly's Journey to Mortgage Freedom

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  • My mortgage has updated on my banking app, is it sad that I am excited to see the numbers change regularly on this!?!

    Getting the keys tomorrow! Eeeeeeeeek - so excited. 
  • Poppycat1
    Poppycat1 Posts: 376 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Wow, that happened so quick.  Good luck for tomorrow, it's so exciting. Glad you don't have to move straight in.  I have spent many a night sleeping on just on a mattress on the floor because we had to move straight in, no where else to go.  Did always make sure we had tea making equipment though, so don't forget them. 
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • I know! So excited to get in and see the place tomorrow. 

    Got my kettle and toaster at the ready.
  • beanielou
    beanielou Posts: 95,625 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy days ahead  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • So the peeps that sold me the flat aren't moving out until lunch time tomorrow so will be afternoon by the time I get the keys. 

    Ideally I wanted to get in and strip off the wallpaper before I pick up the BF from work at 8pm but doubt that is going to happen now. Well in saying that it might. I need to check if all the walls need stripped or just the feature walls?! I'm hoping its just the feature walls cos will save me so much time!
    • Contents insurance sorted - Nationwide
    • Clothes I don't wear regularly (about 97% of them) packed up
    • Wallpaper steam strippers, wallpaper scrapers and ladders dug out 
    • Ate my McDonalds brekkie - it was yummy!
  • skint_spice
    skint_spice Posts: 13,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on your new home, I hope it all went smoothly.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Congratulations!!! Wishing you all the best in your new home x
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Thank you both so much.

    Phew what a busy weekend. 

    Got my keys at about 11am on Friday and I've been up and down all weekend with bags and bags of stuff - why do I have so much STUFF!? Anyway the majority of it is in, my wardrobe is organised, cupboards are all full of shoes, bags, books and other bits and bobs. 

    Kitchen got scrubbed and organised yesterday and I LOVE IT!!! It's my favourite room in the house. 

    I met my uncle this morning to give him a set of keys so he is making a start on the decorating today. I'll pop up later tonight just to check the place and see what progress he has made. 

    It's all so exciting!!!
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