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Dolly's Journey to Mortgage Freedom

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  • Solicitor has confirmed the screenshots I sent her of my deposit savings are acceptable to only thing left is an appointment with her tomorrow to sign all the paperwork then get the keys on the 26th!!
  • Paperwork signed and money transferred! It's starting to feel real now. 
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not long now  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • 8 days until I get my keys and 15 days until I move! So excited. 

    Oh had an email from Admiral to say my renewal payment was declined - my SBCC expired in February so that will be the reason why, will need to call them and sort that out today.
  • skint_spice
    skint_spice Posts: 13,427 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck Dolly, I am about to start a whole new mortgage myself for a similar amount to you so it will be nice to keep up with your diary and gain any tips!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Aw fab! I'll be posting every step of the way so hopefully it helps you. 
  • So just had a look at the bank account and its not as healthy as I wanted it to be at this point. This is mainly because I've just had to fork out £560.00 on car repairs and £238.73 on car insurance - ouch!

    So at the moment I have £600.00 in my account and I need to keep that because I need to pay my uncle to paint and decorate the new flat. Not sure how much this is going to cost cos I need to wait till I get the keys so he can have a look and give me a price. 

    Also need to pay £120.00 for the guys to come and move the furniture for us.

    I really hope that £600.00 will cover both but honestly I have no clue  :D 

    I'll have been paid again by the time we move so I'll give another update then when all the bills are sorted for the month. 
  • 7 days until we get the keys and 14 days until we move in!!

    Getting so close now.

    Need to start packing and getting organised. 
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Oooh so close now! I think be prepared for some extra bills/costs. There’s always something when you are moving 🙂
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Yeah defo better to be prepared for it. 

    Hoping that doesn't happen though but we will see. 
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