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CCJ from parking ticket on credit file

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Comments

  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Yep

    and mobile phone bills... it's not just water, gas etc
  • This is the reply I’ve had regarding the consent form....
  • Should I sign and pay them now?
  •  I am happy to just pay the £438.02 if it means the CCJ is removed.
  • I would rather pay the fine once the CCJ has been set aside
  • Le_Kirk
    Le_Kirk Posts: 24,865 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It is your call.  It is £438.02 job done, no CCJ versus £255 for a set-aside without consent and a chance at defending the original claim, which, if you win, could get you back the £255 (and maybe your costs up to £95).  How confident are you at being able to successfully defend the original claim?
  • D_P_Dance
    D_P_Dance Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why would you pay enforcement fees, these are surely unlawful.   I also suspect that the sum of £248.02 also contains unlawful amounts, have you read Excel v Wilkinson 

    At the Bradford County Court, District Judge Claire Jackson (now HHJ Jackson, a Specialist Civil Circuit Judge) decided to hear a 'test case' a few months ago, where £60 had been added to a parking charge despite Judges up and down the country repeatedly disallowing that sum and warning parking firms not to waste court time with such spurious claims.   That case was Excel v Wilkinson: G4QZ465V, heard in July 2020 and leave to appeal was refused and that route was not pursued.  The Judge concluded that such claims are proceedings with 'an improper collateral purpose'.   This Judge - and others who have since copied her words and struck dozens of cases out in late 2020 and into 2021 - went into significant detail and concluded that parking operators (such as this Claimant) are seeking to circumvent CPR 27.14 as well as breaching the Consumer Rights Act 2015.   DJ Hickinbottom has recently struck more cases out in that court area, stating: ''I find that striking out this claim is the only appropriate manner in which the disapproval of the court can be shown''.

    Are you aware that an MP said  in the HoC last year that he believed that some of these  PPCs had links to organised crime.  Do you realy want to fund modern slavery and people smuggling?



    You never know how far you can go until you go too far.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Le_Kirk said:
    It is your call.  It is £438.02 job done, no CCJ versus £255 for a set-aside without consent and a chance at defending the original claim, which, if you win, could get you back the £255 (and maybe your costs up to £95).  How confident are you at being able to successfully defend the original claim?

    But Le_Kirk, the OP maintains that it is not cost effective for him to even attempt any of that.

    He is looking at this as a straightforward credit cleansing opportunity.

  • Le_Kirk
    Le_Kirk Posts: 24,865 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KeithP said:
    Le_Kirk said:
    It is your call.  It is £438.02 job done, no CCJ versus £255 for a set-aside without consent and a chance at defending the original claim, which, if you win, could get you back the £255 (and maybe your costs up to £95).  How confident are you at being able to successfully defend the original claim?
    But Le_Kirk, the OP maintains that it is not cost effective for him to even attempt any of that.
    He is looking at this as a straightforward credit cleansing opportunity.
    Agreed @KeithP which is why I said it is OP's call.
  • Honestly, I don't want to try my luck and defend the case. I also have a lot going on with work and could do without the hassle. If paying the £438.02 means the CCJ is set aside, so be it and lesson learnt for the future. I just wanted to clarify the terms of their order, as I don't want to risk the CCJ being marked as satisfied if I pay before the CCJ is set aside.
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